Noob question alert

Why is the RHB EM's performance (bid-to-bid ann. return) so different from United Asian EM's when the former invests >95% into the latter?





For a new guy with neither time nor interest to do the necessary research, then the shortcuts are: 1. chase FD promos (follow bbgoat), 2. let the Relation Manager lead us by the nose (typically to poor returns), or 3. follow Xuzen's and other sifus' ports.

This post has been edited by biastee: Feb 25 2017, 02:50 PM

The feeder fund is in MYR, the target fund is in SGD.

MYR performance will be influence by currency fluctuation (if myr depreciate against SGD, MYR performance will boost and vice versa)

Thank you for the answer. RM--SGD was relatively stable over 2012-2014 and so, I didn't expect to see such a large difference between the 5-year ann. returns.

You sure?

Makes no sense to me too. Why limit your profit? if people want to do that they might as well be buying stock, it would be cheaper

Take profit la. If it goes up to 10% return, IF I AM RIGHT, it will reverse, if it reverse, rugi la.

What happens when it goes up again?

A profit is a profit. I don't have a bright outlook for Malaysian equities remember?

Guys thanks for all the knowledge provided in the initial weeks. Now I don't think this is a suitable forum to exchange constructive views and expand my knowledge further with UTs given the limited knowledge possessed by members. As such I won't be posting in this thread anymore. Hope that those who were hoping for this day are jumping for joy.

Alanak...no more funny postings to entertain us....anyway good luck in your future endeavours.....
Your postings would be missed....

Young man, go start ur working journey and experience life urself... all the lesson can be learnt there. And u will sooner learn to be humble and do not judge one thing base on ur own judgement or ur pov. The older u r, the wiser u r. gd luck.

Do not follow blindly. Have you read first page and answer FSM Questionnaire?

Trust me, you really do not want to do that.
There's no shortcut to making money through investing......you need to educate yourself and make those kinds of decisions yourself, based on your personal financial situation, investment risk appetite, etc.
No one else can do that for you.

I have a feeling the guy is trolling us as he created two topics of similar content both in finance and another in kopitiam.

I will open oversea bank & invest in trustee and Roi get 10% if I will you。

when tossing a coin...the result of possible tail or head is also guessing....
when come to Ut investing.....there are so many risks involves......I think it is more complicated than just guessing.

attached are just some of the risks involves in UT investing......
so you tell me is this guessing or not?

but there are many ways to be better at guessing.....
one possible way is to go to school.....
https://www.fundsupermart.com.my/main/school/school.svdo
then call up FSM CIS for assistance.


Attached thumbnail(s)

Depends on what is your definition of "guessing".
Nothing is certain in life, except death and taxes.
We can only do so much, by educating ourselves, making calculated risks, making sound investment decisions based on available financial reports and information, etc......but no one is ever certain that his investment will 100% be profitable.
I'm somewhat guessing that President Trump will not suddenly decide to nuke Beijing and Moscow tomorrow, prompting all the other nuclear nations to retaliate and start a global nuclear World War III, thereby obliterating the world, and my investments with it.
I'm also guessing that I'll go to sleep tonight and be able to wake up tomorrow morning to a new day instead of suddenly dying in my sleep tonight.
Life is all about guesses.


Really?
OK, I'm not too active in the Kopitiam section.
I'll give him the benefit of the doubt, for now.

The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount.
Something you are comfortable with even if you suffer losses.
It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust.
Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash.
The key thing is you have to accumulate investing experience. No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest. You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher.

the above words are not from me.....it was from Sui Jau's blog....

I just liked it ...it reminds me of virgin days.....no amount of books/videos will let one learnt the joy or agony of CX.
one can learnt to enjoy it or hate it.....one have to really have a hands on to really understand how it felt.