QUOTE(Kaka23 @ Jul 15 2017, 08:57 AM)
Portfolio at all time high in terms of ROI... 
What is your YTD ROI value ? or ROI value of since major portfolio revamp?
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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 Jul 15 2017, 09:06 AM
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#101
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Senior Member
8,188 posts Joined: Apr 2013  
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ROI value of since major portfolio revamp? |
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Jul 15 2017, 11:32 AM
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#102
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8,188 posts Joined: Apr 2013
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QUOTE(David83 @ Jul 15 2017, 11:22 AM) Selina fund doesn't do that well recently. thinking of AMREIT > AMBOND > CMF > Manulife India > Manulife Asia Pac Reits. yes, long process, but got ninja credit + Lower SC got 2 weeks to do Ambond > CMF > India you have AmReits too? |
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Jul 15 2017, 02:05 PM
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#103
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8,188 posts Joined: Apr 2013
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QUOTE(drew86 @ Jul 15 2017, 01:59 PM) Can skip CMF altogether. And you need Manulife bond to utilise credit. Don't need India to transition, unless youre planning on making use of the 0.8% sales charge and saving your earlier points for later use? AMreit > Ambond > India, will get credit point?India > Reit will save on SC |
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Jul 15 2017, 02:11 PM
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#104
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8,188 posts Joined: Apr 2013
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QUOTE(puchongite @ Jul 15 2017, 02:06 PM) He is saying Amreit->Ambond->manulife bond->Manulife reit.  with that, will get credit point but pay higher SC? |
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Jul 15 2017, 02:16 PM
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#105
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8,188 posts Joined: Apr 2013
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QUOTE(funnyface @ Jul 15 2017, 02:09 PM) I thought there is a switching fee of RM25 from Manulife India to Manulife REIT Manulife have switching fees? So unless your topup is few K, else the RM25 switching fee is probably higher  |
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Jul 15 2017, 02:20 PM
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#106
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8,188 posts Joined: Apr 2013
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QUOTE(puchongite @ Jul 15 2017, 02:16 PM) Well, FSM's credit is calculated before the actual transaction. that...I kena before..... So sometimes it gets in a situation due to credit point marginally fall below the needed credit to offset the SC, then you end up paying full SC ! Warning warning warning ! If the funds drop in price when you switch it out, then the credit point earned might be just enough to perform a zero charge switching.  now will pay close attention to the displayed SC% before clicking buy confirmation Thanks for the reminder anyway... |
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Jul 15 2017, 02:27 PM
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#107
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8,188 posts Joined: Apr 2013
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QUOTE(funnyface @ Jul 15 2017, 02:23 PM) Hmm...didnt know that... gee,....no mentioned here wor.... Auto-waive?[attachmentid=8967935] anyway....it will be about 10% of my port so definitely > RM25 in saving of they really charge that Attached thumbnail(s) 
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Jul 15 2017, 02:34 PM
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#108
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8,188 posts Joined: Apr 2013
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QUOTE(puchongite @ Jul 15 2017, 02:32 PM) People have done it via FSM they noticed that it was not charged. Then they dig into manulife documents it seem to say for online ones, x-number of switch per year is waived. But then, does manulife even track the investor name when it comes to nominee account intra fund switching ?   that is good news.....1 less item to consider.  |
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Jul 18 2017, 08:36 AM
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#109
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8,188 posts Joined: Apr 2013
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QUOTE(Kaka23 @ Jul 18 2017, 08:21 AM) anybody having trouble logging into fsm this morning? as at 8.34am ...tested login using PC....ok. |
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Jul 22 2017, 10:13 AM
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#110
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8,188 posts Joined: Apr 2013
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QUOTE(David83 @ Jul 22 2017, 09:59 AM) Who's at the Penang event? just for statistic....I am not there.... some interesting questions and answers on multiple topics that would be interesting to read on this sat morning,,,,Some of it..... The Fed has indicated it is going to slowly raise interest rates. The feel is that the US economy is very strong. What is your take on this? On the US stock market, we have had eight years of expansion. Is this a bull in the matured stage? What is your call on the market now? Would you still recommend buying equities at this juncture? Or do you feel it’s best just to hold and do nothing? Typically how does a bear market happen? Can you give us some of the indicators or signs? With the Fed raising rates, do you foresee the US dollar further strengthening? Should the US dollar remain strong, where would you put your money? What are the main trends or changes you foresee happening in the economy over the next one-two years and how is that affecting what you are investing in? We have to acknowledge that we are in the late stage of the US economic cycle. We will be alert to any signs that it is coming to an end as this would dramatically change our investment preferences.     It is another reason to try to have diversified portfolios to try to manage potential market volatility.Read more at http://www.thestar.com.my/business/busines...PIha1FsRpcZT.99 This post has been edited by yklooi: Jul 22 2017, 10:16 AM |
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Jul 26 2017, 01:38 PM
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#111
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8,188 posts Joined: Apr 2013
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QUOTE(dasecret @ Jul 26 2017, 01:00 PM) ....... i got that 2x in a row.....p/s: That sounded like a bad switch, AH Growth is doing much better than Am REITS try beat that.....  started with PM PRS....then to AH then to Amreits....  Attached thumbnail(s) 
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Aug 1 2017, 02:44 PM
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#112
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8,188 posts Joined: Apr 2013
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QUOTE(MUM @ Aug 1 2017, 01:38 PM) "IF" only "IF" based on this.... found this ....it is 2 yrs old but i think the story and action are similarlooks like have to move the % allocated.....to follow the current. 1st set the asset allocation example 70EQ : 30FI from this 70%...diversify to various regions.... these % of allocation are NOT fixed ....... play about in a range of 10% if Greater china regions are allocated 20%....which means 30% when low PE and 10% when higher PE. (just must also set how many % over the average PE then reduce and vice versa...maybe 20% over the average PE?) so even if the PE is high the portfolio also have some allocation in there. if it stayed high ok also if it stayed low also ok... so what is the optimal % for max and min variance for asset or per regions? how much to trigger the reduction if over the average PE? looks like the above article from FSM has suggestion for the reduction of the allocation when the mkts had done well for some few months. What To Do If Certain Markets Are Getting Expensive? https://secure.fundsupermart.com/main/resea...SJBlog_20150402 |
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Aug 1 2017, 02:58 PM
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#113
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8,188 posts Joined: Apr 2013
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QUOTE(Drian @ Aug 1 2017, 02:53 PM) The thing with all these methods are it is purely numbers driven. i was one....kena....Without considering the human element since investors are human themselves, all these methods can be more accurate or less accurate depending on the time frame. For eg:- Why did the tech bubble occur during the early 2000s. In theory once valuation is high, investors /fund managers are suppose to pull away/stop investing and the bubble will never occur. there will always some one naive, fresh, seduced by returns, hoping for a few more month of gains, etc,etc.. btw, FM are obligated by the mandate in that fund....some mentioned 90% invested .....at a particular area. |
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Aug 1 2017, 03:10 PM
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#114
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8,188 posts Joined: Apr 2013
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QUOTE(xuzen @ Aug 1 2017, 03:02 PM) ......... in simple laymen term...how do you computeOverall, port gained 1.XX% in a month. 12 mths rolling ROI is 8%. 12 mths rolling std-dev is 2.5%, making a risk to reward ratio of 8/2.5 = 3.2 ...... 12 mths rolling ROI is 8%. is it variance of ROI 31 July 2016 and 31 July 2017 ? 12 mths rolling std-dev is 2.5%, how do you calculate that? making a risk to reward ratio of 8/2.5 = 3.2 is it ROI/std dev?  This post has been edited by yklooi: Aug 1 2017, 03:14 PM |
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Aug 1 2017, 09:53 PM
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#115
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8,188 posts Joined: Apr 2013
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QUOTE(skynode @ Aug 1 2017, 09:43 PM) idyllrain is such a hero. can share how he solved your problem as posted earlier? |
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Aug 1 2017, 11:49 PM
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#116
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(skynode @ Jul 31 2017, 12:31 AM) idyllrain Thank you. My individual UTF code line is like this. Formula Example : =IFERROR(XIRR(K8:K15,D8:D15),0) So far, I have figured out the problem. Apparently, I can't leave any rows without value in the transaction amount. After trimming rows, I got back my individual IRR. This wasn't the case previously However, my portfolio overall IRR is still missing. Formula : =XIRR($K$2:K67,$D$2:D67) It shows as "#NUM!" How may I fix this? Edit : The error goes away if I do not include the inactive fund? Can I email my spreadsheet to you for checking? I am using Mac Excel. QUOTE(yklooi @ Aug 1 2017, 09:53 PM) can share how he solved your problem as posted earlier? QUOTE(skynode @ Aug 1 2017, 10:59 PM) Short answer, great,....will achieve it in page 1 for my future referenceIRR error occurred because "the first value of the range was zero". If you want to know more about it in more detail, can PM idyllrain. It's not my speciality. |
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Aug 1 2017, 11:52 PM
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#117
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(yupng @ Aug 1 2017, 11:20 PM) How to calculate std-dev post 7422 may helps |
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Aug 2 2017, 06:05 PM
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#118
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8,188 posts Joined: Apr 2013
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QUOTE(killdavid @ Aug 2 2017, 05:58 PM) Good time to bet on India as they just announced stimulus action. 😭😠damned ...i just added 8% into india today ....with transaction date tomorrow....which would me i would be buying high n with ruppee most probably affected so will the return"India cut interest rates to the lowest since 2010 to boost an economy struggling to recover from Prime Minister Narendra Modi’s cash clampdown. The benchmark repurchase rate was cut to 6 percent from 6.25 percent, the Reserve Bank of India said in a statement in Mumbai on Wednesday." |
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Aug 3 2017, 05:00 PM
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#119
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8,188 posts Joined: Apr 2013
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QUOTE(quackpack @ Aug 3 2017, 04:16 PM) Anyone sifu can explain more on the classification on Mixed Asset compared to balanced fund? AH Select Income fund was a bond fund but changed to mixed asset. when was it changed?if i am not mistaken it was a mixed asset 70fi:30eq fund in 2015 do you mean it was changed before 2015? pls enlighten... |
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Aug 5 2017, 03:39 AM
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#120
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Senior Member
8,188 posts Joined: Apr 2013
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Geeee...OMGsss
Luckily i stopped buying stocks by myself since 1990....after i was granted the wisdom to realise that i don't have the skill n emotional quality to pick n hold stocks ☺. Luckily the moderately aggressive portfolios of unit trust funds that i had, had been performing much better than cash in fd for the past some years (even after minus the sales charges) ☺ But unluckily the value of my CASH that i had are literally being eaten away.....luckily i was again granted the wisdom to realised that before many others.☺ May the Almighty hand above please grant more people this wisdom to realise this. This post has been edited by yklooi: Aug 5 2017, 03:54 AM |
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