That is sales charge ,switching fee is not zero. Nevermind , i am just trying to give info. If dont want to believe or think you know better it is up to you.

happy or not see the market pop up this few days, after like 2 months of going sideways?

i think it is better to first try to see what you lacking in your overall composition required in your UT portfolio?

this Hong Leong Dana Makmur is a Malaysia Mid/Small-cap while the other is Global Developed Markets.

what is lacking in your personally desired UT portfolio and it % of allocation?

since you have switched out Principal Global Titans, so now the final composition in your port is EXCLUDE global developed markets?
if you do not intend to have Developed Market in your UT portfolio, then do take NOT the Global Developed Markets as you posted earlier

since you have Eastspring Small cap in you current portfolio,
is the % to be allocated in your current portfolio is already full with this Eastspring Small cap fund?
if YES, don't take in that Hong leong Dana Makmur, if NOT yet full, then can still take it in till your desired % filled for the Small cap sector

I am in favor of Malaysia small cap. I kept about 10-15% exposure to Malaysia fund. I don't foresee any reason for Malaysia small cap to slowdown. Be reminded however, this kind of funds can have very high volatility.

it is better for you to check the prospectus of that hong leong fund and its composition...then compare it with Eastspring one...to confirm whether they are the same or about the same or exactly the same category,
then determine if in your mind, they can be classified under the same or it will be accepted to be classified to be the same with slight acceptable % of variance

btw, you just switched out of one global one and now wanted to go in another global one?

Don't go in and out like that. Getting the correct re-entry will be a problem as well as the need to pay more sales charges.

Think of your portfolio as a whole rather than its individual components only.

yes, in epf case, no sales charge. so just be mindful when u think of switching. dont try to time any event. human is a terrible predictor of the future.

That is not only losses you incurred right?
Are you the one who also panicked with AmPrecious Metal?

try keep things in a balance between different regions. they tend to perform slightly offset from one another from time to time. that is when u can see your diversification working.

i aim to keeps roughly 2x% GC, 2x% China, 2x% US, 1x% Malaysia, 1x% Gold, 2x% cash

actual percentage fluctutate from month to month. but the idea is to keep everything balance with respect to each other.

its still possible. the key is dont try to time it. if u have confidence of the fund performance. just let it be. thats why u see sometimes some members here log off and dont see their account for months on end. its because they knew if they look at it, the emotion will cause them to do some silly mistake. but not means u dont monitor your portfolio at all. look at it every quartly at least.

Want to go into AmPrecious Metal? 

I got MYR only and purchased the MYR version without hedging.

How This Medium-Risk Unit Trust Fund Generated 81.90% Returns In A Recession



https://ringgitplus.com/en/blog/sponsored/h...6w3-jgvNzk2T_uQ

The United Malaysia Fund is just one of several unit trust funds managed by UOBAM. Visit UOBAM Malaysia’s website to learn more about UOBAM Malaysia and its high-performing United Malaysia Fund (UMF). The UMF’s prospectus and disclosure sheets can be accessed here.

Fund link: http://www.uobam.com.my/our-funds/funds-de...arid=F000013SW8

All the famous glove counters are grouped under Health Care sector in Bursa Malaysia.
You can see this in the share trading platform (if you have).

based onhttps://www.fsmone.com.my/admin/buy/factsheet/factsheetMYUGHFMYR.pdf , dont see any glove listed.
Confirm or not it got gloves as it is suicide mission if got. Can see from today share market on gloves.

updated- sorry. misunderstanding. they are discussed about United Malaysia Fund. please ignore my question above

I got example for PRS only:

A. Switch out



B. Switch in




To which fund? Can share?
To Principal Asia Pacific Dynamic Income Fund - MYR