...
i made these "disclaimer" just yesterday...no opportunity to use them yet...

if/when i think i am postings post that "makes a statement that amounts to a recommendation or inducement to take action or position (for example, buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives, ”.... i will attach this in that posting.

Important note:-
i am NOT a licensed advisor. Following my postings is at your own risks and perils. What ever opinions expressed are just personal opinions which can be and had been proven wrong before. Thus they should not to be construed as a source for qualified investment recommendations or advices or construed as a qualified recommendation or inducement to take action or position (for example, buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives. There are fees and charges involved when investing in the Fund. Investors are advised to consider and compare the fees and charges as well of the risks carefully before investing. Investment involves risk. The price of units and distribution payable, if any, may go down as well as up and past performance of the fund should not be taken as indicative of its future performance, and under certain circumstances an investor may sustain a total or substantial loss of investment. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position, where necessary.
Any opinions made in regards to advice or recommendation posted has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such postings for advice or recommendation is entirely at your own risk in all cases, you should always seek the advice of professional advisers regarding the evaluation of any product, unit trust or other financial instrument, report, index, advice, opinion or any other content.

if/when i am seeking responses to my query that may involves responses that "makes a statement that amounts to a recommendation or inducement to take action or position (for example, buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives, ” ...
i will attach this in that posting.

"To minimize your risks of getting entangled with the SC guidelines….
I understand that:-
You may NOT be a licensed advisor. Following your postings will be at my own risks and perils. What ever opinions expressed are just personal opinions which will not to be construed as a source for qualified investment recommendations or advices or construed as a qualified recommendation or inducement to take action or position (for example, buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives.
Investment involves risk. The price of units and distribution payable, if any, may go down as well as up and past performance of the fund should not be taken as indicative of its future performance, and under certain circumstances; I as an investor may sustain a total or substantial loss of investment. I as an investors should read the relevant fund's prospectus for details before making any investment decision.
Any opinions made in regards to advice or recommendation posted by you; may has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such postings for advice or recommendation is entirely at my own risk in all cases, i should always seek the advice of professional advisers regarding the evaluation of any product, unit trust or other financial instrument, report, index, advice, opinion or any other content to ensure that any decision made is suitable with regards to my circumstances and financial position, where necessary."

feel free to copy and use if and when you wanted to

This post has been edited by yklooi: Jan 7 2021, 12:16 PM

i think the SC guidelines started to formulates after this....

SC WARNS INVESTORS OVER ‘PUMP AND DUMP’ SCHEMES VIA INTERNET AND SOCIAL MEDIA
21 March 2018 | Kuala Lumpur
The Securities Commission Malaysia (SC) today issued a warning to investors over the increase use of blogs, forums and social media platforms to spread false and misleading information on certain companies in order to perpetrate ‘pump and dump’ schemes.

https://www.sc.com.my/resources/media-relea...nd-social-media

the named blogger has the same name as a forummer that was active in LYN stock forums since 2007 too.....
i think the forummer has last posted in Feb 2018

how long has these stocks been listed?
how is the performance of these stock before 2019?
how much (how many%) has these stocks been up since then?
are there really any fundamental changes been made to them since 2019?

Do you believe the rate of 'rally" will be the same for the next few years?

try post at existing thread may yield better results perhaps?
Fundsupermart Singapore, Let's have a separate thread
https://forum.lowyat.net/topic/3757612/+780

here is an old article

When To Take Profits?
When should an investor consider taking profits? This article sheds light.

Mah Ching Cheng/ Published on 11 Nov 2005
https://secure.fundsupermart.com/fsm/articl...to-take-profits

just hope they are still relevant

previously, FSM will come out a monthly article PE of various region/country....
like this one (attached image) i keep last time...
they will use it to compile the star rating....

now they still have star ratings.....(just have not found where they kept the PE table)
In our Star Rating exercise, we look at key valuation metrics like PE and PB ratios, expected earnings growth, along with excess earnings yield to determine how attractive a particular market is. In addition, we consider the economic outlook, generational reforms as well as fiscal and monetary policies in a particular market and tie those stories with our estimates. The Star Rating reflects the upside potential of a market, which is inclusive of valuation expansion, expected earnings as well as expected dividends.

https://www.fsmone.com.my/funds/research/star-rating

at times, due to the mandate of the fund or the benchmark it follows.....the FM cannot cut exposure....

This post has been edited by yklooi: Jan 12 2021, 09:23 PM


Attached image(s)

what is the % of your allocation to each of them?

just a note:...
did not really looked into your funds in details, but on a rough estimates....
Greater China is in Asia Pac
Malaysia is in Asia Pac
Emerging Mkts may also be heavy in Asia Pac
with that your total Asia X Jpn will be very Heavy....

combined....Greater China regions thus Asia Pac will be too heavy in a portfolio for my likings....

i think can diversify into Tech (old) & new tech funds, resources (Gold) etc...

copied a disclaimer:...don't follow me,...i don't know what i am doing....

Will REITs in Asia-Pacific continue to deliver?

Jason Chong, CEO of Manulife Investment Management (M) Bhd, says REITs are an excellent hedging tool in the current market environment.
“Given all the uncertainties, when about 25% of government bonds around the world are yielding negative interest rates,
we believe that REITs will do relatively better than equities in general because of their ability to cushion the volatility and the yields that they provide.”

Wong says REITs tend to outperform when interest rates are low and underperform in a rising rate environment, and this has proved to be largely true for REITs in Asia-Pacific. “From our observation, this negative correlation is shown to be 60% and 80% accurate for Singaporean and Australian REITs respectively. A similar relationship can be observed for other REITs in the region as demonstrated their performances since central banks turned more dovish at the beginning of 2019.”


Chong describes the Australian office REIT market as being very stable. “If you visit Sydney or other major cities in Australia, you will find that the skylines in the central business districts have largely remained unchanged for many years. There is not much new supply of commercial space coming into the market,” he says.

“As the economy grows, there is always a demand for office space. So, in developed countries such as Australia, rental rates have always been resilient in good times and bad.”


Manulife’s Chong believes that the emergence of 5G will help boost the overall earnings of the REIT industry in Asia-Pacific.

“To allow for the fast speeds of 5G, telecommunications companies will need to set up base stations to provide coverage. These companies will seek to rent space on rooftops and inside buildings to set up the infrastructure, such as repeaters, to send out 5G signals. Rooftops will then become another source of revenue for the buildings’ management, which will feed into the REITs’ earnings,” he says.

“As more people develop e-commerce platforms, they will need offices to house these new companies. They will also need warehouses to store goods. Regardless of the type of e-commerce business, physical infrastructure will still be needed to support it.

“Don’t think of REITs as purely part of the old economy such as shopping malls and hotels. There are also new growth areas coming from renting out rooftops to telcos and logistics for e-commerce operators.”

AmInvest’s Wong says in the industrial space, logistics warehouses are well taken up due to the growth of e-commerce as well as the drive for corporates to streamline their supply chains through the occupation of more modern and efficient facilities. “The long-term prospects for data centres are structurally positive, which is attributable to the intensification in digitisation. The construction of commercial developments has been more measured since the global financial crisis, leading to a regional-wide situation where new supply coming onstream is well absorbed tenants.

“In the three core markets [Australia, Singapore and Japan], there is limited new supply over the next two to three years, which will be supportive of office rental rates in key gateway cities such as Singapore, Tokyo, Sydney and Melbourne.”

https://www.theedgemarkets.com/article/cove...ontinue-deliver

This post has been edited by yklooi: Jan 13 2021, 07:32 PM

mine too up at 2.48%...

if i can correctly recall,...Jan 2018 and Jan 2020 was a good month too....
only to be crushed by US/China Trade war rhetorics in Feb 2018 and Covid19 in Feb 2020 too

now Jan 2021 was looking GOOD too....
will FEB 2021 be the "event" again?

Vaccines not that effective or promising as advertised/projected to be; will be the sign of things to come??

Brazil researchers report 50.4% efficacy for China's CoronaVac COVID-19 vaccine - 13 Jan 2021
https://www.channelnewsasia.com/news/world/...ficacy-13946720

CHINA up up....looks like anything CHINA are good for the past 1 month.


Attached thumbnail(s)

this thing just came "thingkling" (no such word), just playing around my mind ....
currently had a tiny bit of surplus money that i may not need till next year...can afford loses...not bother with the sales charges

i am thinking of using that money to gamble abit by following the BEST top 10 of last month for a month....

like example,....every 2nd of the month,....view the BEST performed funds in FSM for last month standing,....
start with pick the BEST one initially
then next month, if that selected fund is still on the top 10 of the list.....keep it
else, switch it to the BEST from that list again....

anyone observed the trend of the funds before?
chances of failure?

What are the easiest way to (back test) find the top 10 best performers of each month for the past few years n its ROI too?

i see opportunity to reevaluate one fund selection & % of allocation of that selected fund in one portfolio...the reevaluation must hopefully true to one risk appetite NOT just what one feels one should get and have for its past returns....after the honest self reflection & reevaluation hopefully it will results in some actions

i just happened to find this latest article ....

Banks to feel impact of another OPR cut?
By YVONNE TAN
BANKING
Saturday, 16 Jan 2021
https://www.thestar.com.my/business/busines...another-opr-cut

there you go.....

WOW!! 2018 was a very tough year (freaking out year for me) and yet you can get 2x +/- % returns

quoted from FSM:
As of 31 December 2018, there are 204 equity funds on our platform with full year return in 2018.
202 (99.0%) of the equity funds posted losses while merely 2 (1.0%) of the funds clocked positive returns.
On average, these equity funds have posted -14.4% loss across the period.

This post has been edited by yklooi: Jan 17 2021, 11:20 AM


Attached thumbnail(s)

just my thinking,....

with just 5% of that fund is in your port
normally a fund is mandated to hold x% max of a stock in fund

assuming your fund can hold max 10% holding of Pfizer in the portfolio of that fund
also assuming you have RM100 000 in your portfolio

so you will have RM5000 in that fund (5% of your portfolio)
assuming this Pfizer stock is 100% right off (bankrupt) ...it will only impact 10% of that fund...which is RM500 impacted (10% of RM5000)
a more realistic assumption is 20% drop of Pfizer price....so it will only impact your port by just RM100??

for the fear of a possible RM100 impact,......you will temporary hold on to any top up knowing and believing that, that fund has great potential when you bought it??

just my thinking,...don't follow me....i don't know what i am thinking at times.