I'm thinking to tint my Iswara with a 3M tint and according to the shop owner, it allows 70% light to pass through, which I understand is the borderline limit set by JPJ. Just curious, do I need to report to my insurance company that I have tinted window? Scared in the case of unfortunate events(touch wood) they will refuse to compensate my car because the car is 'not standard'. You know how nasty those insurance agents get when it comes to claims.

Thx