Hi all, happy new year!

I am newbie in ASx, just started to study about it since yesterday - one of my to-do things for 2018! I know I have been very late to invest in ASx, well, it is better than to be late than never, isn't it?

I made calls to ASNB offices this morning to enquire about opening ASW / ASM / AS1M account (yes, I dont have an account ), I was told that I need to go to ASNB office physically to queue to wait for available units. I understand that it is extremely difficult to get available units and what I can do is only to try my luck to go there, to wait and pray. I have tried to ask before in those agents (bank branches), the answer is the same.

May I know is going to ASNB offices to sit and wait the only option to open an account? Is there anything else I can do?

Okay thanks, seems like I have a long way to go to start buying ASx for myself...

The other quicker way is to buy for the new born? That was informed by the ASBN SC, how does it work?

any preference in funds when you guys invest? historically dividend for AS1M is slightly lower (0.2%) than ASM and ASW2020, although last year was the same. It seems not easy to get ASM and ASW2020 units, is AS1M your last option?

I dont have ASM account yet as there is no available unit when I opened at the counter, have been trying to buy ASW but no luck so far

Just started to invest in ASNB through myasnb, trying to accumulate the units in ASW, ASM and AS1M a few questions hope you guys can help

1) I read through the posts and it's commented that ASW>ASM>AS1M, is it due to the historical dividend distribution? Or is it because of the fund manager? maybe @nexona88 boss can help?

2) Is anything going to happen to ASW2020 by year 2020 or continue as usual (just the name bearing 2020)?

3) I only buying the fixed price fund, do you guys investing in the varied price fund?

4) I read that most of you guys think that ASNB is risk free, is it covered by PIDM? Or because it is under PNB which is under the government? The risk of these funds going to burst is zero? What if there is a change in the current government?

5) The only risk maybe is the dividend lower than FD in the future, which is very highly unlikely right?

Thanks for the reply, can go all in for top up already

guys how is the dividend being calculated, is it on monthly basis?

Take ASW as example, the dividend distribution on 1 September and let's assume the account is newly open in Feb with the following deposit & withdrawal:

1) balance end of feb : RM0
2) balance end of Mar : RM1000
3) balance end of April : RM2000 (top up RM1000)
4) balance end of May : RM2000
5) balance end of June : RM1000 (withdraw RM1000)
6) balance end of July : RM1000
7) balance end of Aug : RM2000 (top up RM1000)

so although RM1000 is withdrawn in June, but the dividend for Apr & May is still counted?

Is it just me, it is super hard to get ASM, have been trying for the past 1 week and today, still cant get any.

Anyone manages to get ASM unit?

But there must be somebody selling right? If the fund is full, those units should be still available to be bought although there is no new units issued, no? Maybe it is not as simple as I thought

same for ASW

Ya still can get ASM, had never thought that ASM can be purchased so easily, is this first in the history?

Does it mean that all races can invest in ASM without any quota for certain races? For ASW and AS1M there is quota / ceiling allocated based on races?

Wondering what are the chances of bumiputera investing in ASM/ASW/AS1M (after max out ASB/ASB2 which provide hihger dividend)

You are lucky
Have you tried ASM, please report if you have the same luck

ASM is still 'locked'