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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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silverwave
post Apr 5 2017, 10:27 PM

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QUOTE(Ramjade @ Apr 5 2017, 05:19 PM)
With online portal available,  just try ASW and AS1M instead! biggrin.gif
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Online portal of PNB or through banks?

The last i asked Maybank they told me only ASB can be purchased online while the others we have to ask over the counter.
silverwave
post Apr 5 2017, 11:16 PM

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QUOTE(Ramjade @ Apr 5 2017, 10:34 PM)
Myasnb
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Thanks bro, is this something new though?

I remember asking the staffs in Alliance Bank when i purchased the ASG funds last April and they said i have to update the book to check. dry.gif
silverwave
post Apr 5 2017, 11:21 PM

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QUOTE(Ramjade @ Apr 5 2017, 11:18 PM)
Beta mode. Not stable but it's working.  Was leaked out by LYN insider informant.
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I see, i was looking through the site but where is the option to purchase more units? Seems like it's a summary only.
silverwave
post Apr 29 2017, 05:13 PM

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Hi, i'm planning to remove my money from ASG Pendidikan because the returns were quite bad last year.

What do you think if i move it to AS1M? Can this be done at Maybank branches?

Also, i want to check if this is true, if the fixed price funds are full, we are not allowed to open an account?
silverwave
post Apr 29 2017, 05:23 PM

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QUOTE(drbone @ Apr 29 2017, 05:18 PM)
How bad was it ?
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Payout was 4.5% compared with 6%+ the previous year.
silverwave
post Apr 29 2017, 08:13 PM

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QUOTE(Ramjade @ Apr 29 2017, 05:38 PM)
Yes. Can I did it before.

No it's not. Official answer yes. Unofficially can still topup if got people sell.
Do not look at distribution for variable price fund. Distribution in ut does not paint an accurate pic of return. They give you 7sen dividend/distribution does not mean that your the fund give you 7% retuens whistling.gif for all you know real returns could be 1% also or (-)

How to know? Here's the crude way.
((Final price x no. of unit) - (buying price after 5.5% service charge x no. of unit)) x number of days/365 x 100%

Of course if you use excel, will give you a more accurate pic.

How I know? ASG gave me 7sen dividend/distribution but in reality I suffer ~ -15% loss after using that formula above to calculate. Those were days buy ASG at it's peak and malaysia market kena sell off few months later.

Of course some fund give like 1sen dividend and real returns in % are great. You look at % of returns in UT not sen. Sen only for shares/fixed price fund.
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Yea, you are correct, i should calculate with that formula. biggrin.gif
silverwave
post Apr 29 2017, 08:58 PM

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QUOTE(nexona88 @ Apr 29 2017, 08:27 PM)
Yes. Can move to as1m depending on units availability..

Recommended to do on Oct 2 as its ex dividend date.. Sure units available because most of us top up that time only...

second question..
It's depending on units availability.. Better to open in asnb branch.. Recommended to open on ex dividend date too..
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Great, thanks for the tip smile.gif
silverwave
post Jun 5 2017, 12:38 PM

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Just wondering, it's easy to top up with myASNB now but how about withdrawal? Must i go to PNB only, can it be done online or do i need to go to the banks?
silverwave
post Jun 6 2017, 09:49 PM

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QUOTE(nexona88 @ Jun 6 2017, 11:42 AM)
Currently only withdrawal OTC only..
Online not available yet...

But some say by year end can have already.. Let's see if it's true or not...
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PNB counters only or banks also can?
silverwave
post Jun 23 2017, 10:41 AM

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Hi, myasnb vs m2u, which is a better way to top up?
silverwave
post Jun 28 2017, 02:16 PM

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anyone tried to top up from Maybank online? I did on Friday and it's still not reflecting in ASNB system.
silverwave
post Jun 28 2017, 04:16 PM

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QUOTE(alexanderclz @ Jun 28 2017, 03:02 PM)
will take some time to know if it's successful or not
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roughly how long?

QUOTE(nexona88 @ Jun 28 2017, 03:06 PM)
Why didn't u try out the myasnb portal..
Its fast.. And update in real time..
U did on Friday.. Updated same day icon_idea.gif
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Usually i do that, just wanted to try a different way this time biggrin.gif
silverwave
post Jun 28 2017, 09:06 PM

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QUOTE(nexona88 @ Jun 28 2017, 06:06 PM)
Normally around 3 working days +/-  tongue.gif
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Lol it will be my last, thanks. biggrin.gif
silverwave
post Sep 8 2017, 02:43 PM

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Hi, if i want to move funds in myasnb from ASP to AS1M, is it possible? Or i need to go to the bank?
silverwave
post Sep 8 2017, 03:02 PM

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QUOTE(kachak @ Sep 8 2017, 02:52 PM)
have to go bank.

what is ASP supposed to be?  confused.gif
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Hmm i see.

It's Amanah Saham Gemilang - Pendidikan. I missed the G earlier biggrin.gif
silverwave
post Jan 14 2018, 12:42 PM

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Hi, i to remove funds from ASG-P, can this be done at participating banks/agents or need to go to PNB office only?
silverwave
post Jan 14 2018, 09:39 PM

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QUOTE(Ramjade @ Jan 14 2018, 12:45 PM)
Can be done at agents
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Thanks!

QUOTE(nexona88 @ Jan 14 2018, 04:40 PM)
Lulz..
Its not "removing" but name as withdrawal 😅

Can be done at agents & asnb too.. Whichever is near for u 🙏
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Haha, you are correct, i don't know why i used the word "removing". May be i was angry with it's slow growth tongue.gif

Thanks!

QUOTE(3clicks @ Jan 14 2018, 08:58 PM)
Will you loss if withdraw? Because you had paid 5% service charge.
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If i remember correctly, the 5% has already been deducted when i've purchased the units.

There should not be any more when i withdraw next.
silverwave
post Jan 15 2018, 08:38 PM

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QUOTE(yvonne2016 @ Jan 14 2018, 10:01 PM)
Better calculate your gain again before
You redeem your ASG units,
Maybe you can wait longer, till end of March,
for declaration of ASG dividend
,2 more months to go,...
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QUOTE(Ramjade @ Jan 14 2018, 10:07 PM)
ASG dividends is useless  It's exit right pocket,  enter right pocket.

When the a UT gives dividend, the amount of unit increases = the price of the unit price drops hence canceling both out.  Hence they have no consequences.  Don't get fool by them and agents always advertising high 7% "divisends".  These goes for normal unit trust like public mutual.

silverwave sell now while bursa is on bull run.
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Good insight Ramjede, i never looked at it that way. Initially i was waiting till end of March like yvonne2016 mentioned.

QUOTE(nexona88 @ Jan 14 2018, 10:11 PM)
Mind asking how long u invest??
Your NAV entry pricing... It lower or higher then current NAV...
Check that all before u withdraw.. If not u make " loss" 😢

Then someone would come in and says.. Better dump in FD.. At least can get 3% 😎
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Close to 3 years i think, when i entered it was Rm1.0123 and then it kept dropping till Rm0.94. It was a loss and the 5.5% sales charge took a big chunk from the principal sum. I didn't look at it for some time.

Just checked now, it's at Rm1.0445. Im planning to take the money and put it in AS1M. biggrin.gif
silverwave
post Jan 16 2018, 10:03 AM

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QUOTE(nexona88 @ Jan 16 2018, 09:35 AM)
Hmm.. I think u should be in positive position..
Because when NAV below rm1, u should be getting more units..
Now total with higher NAV.. Profit 💪

AS1M huh? Good choice for starters.. Kinda easy.. Still its depending on staff want to open new account for u or not 😢
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Yea exactly.

I've opened the AS1M 1 year ago after so many tries, same situation like you've mentioned in the few posts above.

I'm thinking of opening ASW2020 also to diversify. biggrin.gif
silverwave
post Jan 16 2018, 05:47 PM

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QUOTE(nexona88 @ Jan 16 2018, 11:24 AM)
Just to reminder.. ASW2020 is "hot" fund.. Everyone want piece of it... So chance of getting some units is slim.. But u never know your luck would be....

Why I said hot fund.. Because it is the oldest fund among the 3 FP funds open to non bumi... Basically every households have 1 account... Just like my extended family.. Every single person have ASW, but not all have ASM & AS1M 🙏
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Haha, exactly, i went to Maybank today and the officer said the fund is not open yet for enrollment for non bumi. She tried to sell ASG to me and i said i already have it and i'm not interested. tongue.gif

She also said i can't open the fund if there are no available units. I will try at other banks also.

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