Yes.

I already stop buying any asnb since last year. Saving my momey for SGD since RM keep dropping. No point holding ASNB when your RM is dropping.

Better I hold SG stuff which can give me 6.x%

Yes. That's right. Open account with them, dump money into their S-reit + buy some of their UT fund (0% SC + better selection)/ETF

I will be earning RM but I won't pump any money into ASNB/bursa saham.

All RM will be converted to SGD, AUD and HKD.
S-Reit, SG UT (but you need to know which one to buy)

You can bring max USD10k worth.   Which means one can carry RM44500 worth.
Car, bus, train, flight all same.

That's for malaysia side. For SG side must declare if >=USD20k. No way we can reach USD20k.

SG have SGS1k note.

When you have no time to go down SG, you will need the cheapest bank to do TT. Still cannot beat money changer rate but still cheaper than other banks.

I prefer bringing cash down as each SGD10k I bring down save me SGD60 compare to using the cheapest bank.

SGD60 is enough to fund my SG account for 1 year (fall below fees)/6 rounds of brokerage fees.

That's right. Can even bring more provided metal detector don't beeb and they don't pat you.

We discuss more via PM. Already post kena reported

Not even 100... 😖

i wonder can ppl sell on Sunday?

Normal color is grey. There is no problem on your account, but not much people sell units today I guess.

Er. Don't know.

you really don't know how to read??

suspended till 2 April..

understand what it mean??

NO top up, Withdrawal & Update Passbook

thanks.. but I cant even create an account in myASNB now becuz in my book it is 9 digit but there requires 12 digit.. 

Well written Bro... Jus to add more

Another area one should never forget is income tax.. A place to generate some small income on yearly basis..

The reason for me to say so is because Investing some in PRS do entitle one for 3k income tax relief... And let's say if tht individual is below the age of 30, the government will top up another 1k to his or her PRS account...

Although it sounds small amount of 1k and 700 plus tax relief a year, assume the investor below 30... In long run, on top of the returns from PRS (usually 4 to 7%)... The Total saving made is huge amount...

I don't want to indulge very detail about PRS in this ASNB thread.. Go check out PRS thread, especially @xuzen post to see the values... Tht sifu has written a good write up there which might change most of people's negative thoughts about PRS...

@ramjade agree wit me?

I agree with Income tax. Minimize your income tax as much you can and pay lesser to govt and keep more for yourself using legal way (tax relief). Good eg is this blogger
http://singaporeanstocksinvestor.blogspot....ouble-your.html
http://singaporeanstocksinvestor.blogspot....d-donation.html

Dividends from stocks are not taxable to the individual. Neither are capital gain from unit trust/stocks   (one good thing about being Malaysian)
Foreign source income are also not tax.