1. No. See your book.
2. Yes. ASNB branch/Agent banks/Post office. If withdraw cash got limit. If withdraw to your bank account, no limit.
3. Yes. True.
4. Yes. Kena charge. Not confirm can get. The Rm1.06 won't be returned to you. Cimb says thank you for your contribution   The amount you want to topup will be returned to you.
5. See book. They will send you statement once a year.

If don't have, money mot deducted I think (never use myasnb before - ask nexona88)

Dividend is calculated based on the lowest amount of the month
Eg 1
You have RM1k from april. You add RM1k todayand didn't make a withdrawal, for the month of may, your dividend calculated is from RM1k and not RM2k

Eg 2
You have RM1k from april. You somehow manage to add RM1k  on 1/5 and didn't make a withdrawal. Dividend for month of may will be calculated from RM2k

Eg 3
You have RM1k from april. You add RM1k today, you withdraw RM500, dividend for the month of may will be calculated from RM500.

Eg 4
You have RM1k from april. You somehow manage to add RM1k  on 1/5. Tou withdraw RM500 on 31/5. Dividend calculated will use RM1500.

go and change your passbook to the latest one at any asnb branches or agent banks or post office

1. Follow ur private ‘Will’ document (if u have included ASNB account details)
2. If no Will, then follow Malaysian Distribution Act (for non-muslim 1/3 goes to parents, 1/3 goes spouse, 1/3 goes to kids)

Any options has the its pro & contro and its own fee structure..must choose which best suit to you...

if you apply ASNB wasiat, just bring the contract (or without contract also ok) , IC and death cert to asnb branch. 21days received money.

if you use own will, same, need to bring all documents, process about 1 year.

if no will at all, process take 3 years...

http://www.asnb.com.my/v3_/pdf/perkhidmata...rwarisan/HA.pdf