I am 23 now..  Does,  i am late to invest?
Do I need agent to open ASB? Or.. Just go to POS office?

I did opened the account successfully for my kids even no unit available
http://www.asnb.com.my/v3_/asnbv2_0index-p...google-hapa.php

1.50 BILION UNIT TAMBAHAN AMANAH SAHAM 1 MALAYSIA (AS 1MALAYSIA)
UNTUK LANGGANAN MASYARAKAT INDIA

Apakah yang dimaksudkan dengan unit tambahan AS 1Malaysia untuk masyarakat India?
-PNB akan menyediakan sebanyak 1.50 Bilion unit tambahan Amanah Saham 1Malaysia untuk dilanggan oleh masyarakat India. Langkah ini dijangka memberi peluang dan akses kepada semua golongan masyarakat India untuk membuka akaun baru atau menambah pelaburan mereka dalam Amanah Saham 1Malaysia, sehingga had maksimum yang ditetapkan.
Adakah had langganan dikenakan?
-Ya, setiap seorang pemegang unit masyarakat India dibenarkan melabur sebarang jumlah, sehingga had maksimum 30,000 unit bagi setiap akaun individu.
-Program ini hanya dibuka kepada masyarakat India yang masih belum mempunyai akaun dalam AS 1Malaysia atau pelabur yang mempunyai baki akaun dalam AS 1Malaysia kurang dari 30,000 unit.
Apakah jumlah tambahan AS 1Malaysia yang akan ditawarkan?
-1.50 bilion unit (sehingga unit-unit tambahan habis dilanggan).
Apakah kriteria–kriteria kelayakan untuk memohon unit tambahan AS 1Malaysia ini?
Permohonan terbuka kepada masyarakat India warganegara Malaysia:
-Akaun Dewasa (18 tahun ke atas).
-Akaun Bijak (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah; penjaga dan kanak-kanak mestilah warganegara.
-Pemohon tidak mempunyai pegangan unit AS 1Malaysia atau telah menjadi pemegang unit namun mempunyai pegangan unit kurang daripada 30,000 unit.
-Pemohon tidak diisytiharkan muflis semasa memohon serta sepanjang tempoh penyertaan.
-Butiran lanjut akan dimaklumkan kelak.

Bilakah unit tambahan AS 1Malaysia ini akan dilancarkan?
Butiran lanjut akan dimaklumkan kelak.

http://www.asnb.com.my/v3_/asnbv2_5faq.php...masyarakatindia

Sometimes i feel parent didn’t do their part in teaching their kids on personal financing.

I think all parent should buy ‘Rich Dad Poor Dad’ book and gift to their kids once they reach age 18.

Or just download e-book in pdf and send them via Whatapps

its never too late to start saving! 29 this year, have reached the 6 figure mark in ASx... when i was 23-25, every week partying like no tomorrow, pay cheque all went to credit card... few years down the road, realize thats not the life i want to have...

started saving super hard, pumping all the excess money i have into mbb gia prior to this, now into asx... once in awhile still chasing gadgets, but finally manage to let it go.. not changing to iphone x

everyone needs to start somewhere... end of the day, its all bout discipline, determination, and the future we want to have... im a very OCD person, so i wont withdraw the funds to maintain it at 6 figure..... i use around 1k ish ringgit only per month, petrol food entertainment.... rest of my salary all goes into house, insurance, asx....

everyone can do it, if they are determined

PRS nothing to bug. Put in max Rm3k one way ticket. Asal got income tax relief, put in money. Once tax relief ended in 2021, no need topup already. If extended only topup.

can

just use the website

Who ask to try during lunch time...
That's the "peak time".. Everyone trying that time.. Confirmed cannot get anything...