Mar 16 2017, 12:23 PM
QUOTE(Ramjade @ Mar 16 2017, 09:34 AM)
First part yup.
Disturb when you need them or you can find better returns
Some here are removing their amanah saham because RM keep dropping like flies. If RM is stable and doesn't drop like flies, these people won't remove it
Also some need them to pay school fees/buy house etc.
For me personally, I will remove in the future (once I start working) as the RM keep dropping like flies. It hurts due to all the efforts put in to get those units but it hurts more to see the RM keep dropping.
Imagine 6% every year and your RM drop 1% every year against other currency - Net gain only 5%
Imagine 5.5% every year and your money gain 1% every year against the RM. - Net gain 6.5%.
You may say sure, I am using the money in Malaysia. I am not using for overseas stuff. But if you want to send your kids overseas or you simply want to have more RM (after converting back few years down the road )? 
Something to think about.
Where else can we move our money from ASX?Disturb when you need them or you can find better returns
Some here are removing their amanah saham because RM keep dropping like flies. If RM is stable and doesn't drop like flies, these people won't remove it
Also some need them to pay school fees/buy house etc.
For me personally, I will remove in the future (once I start working) as the RM keep dropping like flies. It hurts due to all the efforts put in to get those units but it hurts more to see the RM keep dropping.
Imagine 6% every year and your RM drop 1% every year against other currency - Net gain only 5%
Imagine 5.5% every year and your money gain 1% every year against the RM. - Net gain 6.5%.
You may say sure, I am using the money in Malaysia. I am not using for overseas stuff. But if you want to send your kids overseas or you simply want to have more RM (after converting back few years down the road
)? Something to think about.
Quote
0.7413sec
0.56
7 queries
GZIP Disabled