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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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KennRicky
post Jul 28 2017, 04:23 PM

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QUOTE(ikanbilis @ Jul 28 2017, 01:54 PM)
If no pro-rated i hantam RM1 million on Sep 29 and withdraw everything on Oct 1. Easy2 make RM60k in 2 days time!  laugh.gif
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I thought ASX is like stock?
As long as we buy the units (stock) before Ex-Dividend Date, then we entitle the full dividend?
KennRicky
post Jul 28 2017, 04:51 PM

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QUOTE(Ancient-XinG- @ Jul 28 2017, 04:42 PM)
For VP yes.
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Oh ... rupa-rupanya FP will be pro-rated ....
didn't know that, thx for the info thumbup.gif
really useful info since i am considering whether wanna open ASX acc ~
KennRicky
post Aug 4 2017, 11:41 AM

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QUOTE(alexanderclz @ Aug 3 2017, 01:45 PM)
well, most ppl sell early of the month for their own usage after getting the pro rated previous month interest. less ppl buy early of the month (from 2nd onwards) because u technically lose 1 month interest.
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Sifu, I don' get it, I thought ASM/AS1M/ASW is like fixed deposit?
If withdraw capital before ex-dividend date, then no dividend will be earned?
May be a stupid question, but really confuse me ~


KennRicky
post Aug 4 2017, 11:42 AM

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QUOTE(nexona88 @ Aug 4 2017, 10:56 AM)
Can go lunch time..
As many people says..
Affin bank is among best place to open...
Today is good.. Longer makan time icon_idea.gif
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Do we need to open an Affin Bank saving account if we choose to open ASX account at Affin Bank?
KennRicky
post Aug 4 2017, 02:38 PM

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QUOTE(nexona88 @ Aug 4 2017, 11:55 AM)
Nope.
ASx account is not link to affin CASA.. So no worries..
Also can open at any affin bank too..

I mean, your IC address in Penang, open in KL branch also no issues.. ASx account opening not based on your nearest IC address tongue.gif
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rclxms.gif wow

This post has been edited by KennRicky: Aug 4 2017, 11:21 PM
KennRicky
post Aug 4 2017, 02:44 PM

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QUOTE(alexanderclz @ Aug 4 2017, 12:18 PM)
you will earn prorated dividend
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Sifu, i still don't get it, pls forgive my stupidness.
e.g. ASM's ex-dividend date = around 31 Mac
lets say I start ASM account with 10k on 1 April 2017, and today I withdraw all my capital.
I still entitle prorated 31 Mac 2018 dividend? It doesn't make sense to me.
KennRicky
post Aug 4 2017, 03:18 PM

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QUOTE(Ramjade @ Aug 4 2017, 03:01 PM)
As what alexanderclz said. He miss out "provided you still have say min amount inside". I don't know what happen if you withdraw everything.
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Thx bro, that means in same circumstance, i will only receive the dividend on 31 Mac 2018 right?
e.g. if i withdraw 9900 (keep minimum 100 units in the account),
then i still entitle pro-rated dividend for capital 9900 + full dividend for 100,
but still i only will receive all the dividend on 31 Mac 2018 right?

KennRicky
post Aug 17 2017, 09:04 AM

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Ytd i purposely take half day leave, went to Affin Bank near my house to open ASX account.

The staff "opened" a "general" ASX account for me.
However when the staff trying to open either 3 of the non-bumi fixed price fund for me, it was all out of units, even after several trials.

The staff asked me to come again to try my luck when I am free.

So now I opened a "general" ASX account, but do not have any specific fund (e.g ASM, ASW, AS1M) under it?
Feeling meh ..... didn't know it works that way.

If like this, can i go Maybank near my office to try to open the specific fund?
Or i am forced to go back to that Affin Bank branch only?
Forgot to ask the staff, feeling blurred at that time cuz didn't know it works that way.

Remark: The Affin Bank's staff didn't provide me any document at all even i already opened a "general" ASX account.

This post has been edited by KennRicky: Aug 17 2017, 09:05 AM
KennRicky
post Aug 17 2017, 09:42 AM

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QUOTE(Ramjade @ Aug 17 2017, 09:15 AM)
1. I think the staff went and open for you ASG. There's no such thing as general ASX account. Ask them what account is it?
2. You can go to any agent branch however as people said,
- ASNB and affin is a better place to open
- This time make you sure you are specific. Tell them you only want (ASW, ASM, AS1M account)
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ASG u means Gemilang? I am sure that is not the case.

The staff did asked me which account i want.
and i specifically said ASW, ASM, AS1M.
KennRicky
post Aug 17 2017, 10:11 AM

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QUOTE(Ramjade @ Aug 17 2017, 09:50 AM)
Because by default staff will open ASG/ASN3 for you. They will never open ASw, ASM, AS1M unless you ask for it. There's no such thing as general account. THe only thing same across all account is the same account no.

Looks like you didn't get your account after all (you can always check with the agents/asnb what account do you have)
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QUOTE(Ramjade @ Aug 17 2017, 09:54 AM)
Last time yeah. Tak dapat buka account, the account they tried with zero unit will be closed automatically. Don't know whether it's the same or not with with today's new system.
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Hmmm ... i think that is the case.
after the staff failed to secure any units for me, i heard she said words "zero units" to her colleague.
So I think my account was closed automatically.
If not, no matter what i shud at least get a document from her.

I will try other agents near my office, so i can try more often during lunch time, no need purposely take leave.
Thx for providing info bro ~ notworthy.gif



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