I got  high 4 digits and my friends also 4 digits. Only ASM, did not try for Wawasan.

Well, you just have to try your luck and discipline enough to sit for long periods. I am also new to this portal thing.

Wow good for u

Wonder why suddenly today a lot units available??

Some sharks unloading their units for others investment

Yesterday 5 figures for ASW

Maybank premier value saver... guys u got hear about this fund ka? Ppl keep promote say better then pnb products... i am not expert but due to risk in my novice experience not so untung

We will just look at the personal loan of RM50,000 over 5 years.

The repayment would be RM986/month. (Flat interest of 3.67%, effective interest of 6.8%)

After 60 months, I would have paid RM9160 as interest on the loan. If I leave the RM50,000 in Amanah Saham and take up the loan, assuming 6% dividend, I will be earning RM3000/year and RM15000 after 5 years (assuming no compounding for simple calculation.)

So this means that taking up the loan would be more worth it (assuming I have no monthly cash flow issue) and I should compared amanah saham dividend with flat interest rate and not the effective interest rate?

2. If compare the dividend with effective interest rate, meaning it's not worth it to take up the loan but to use up my savings in amanah saham?

3. MBSB for Govt Servants. (mumtaz-i) The rate is quoted in flat rate though.

Need to consider the monthly repayment