Guys, i received all quotation and indicative bank loan interest, for study option of re-finance property to invest in ASBN.

Below is the details Excel spreadsheet, for "300k re-finance loan @ 10 years repayment" vs "force saving the same amount of loan installment without re-finance"

I did not see much difference in earning...and the risk factors is higher...

i have cancel my re-finance application today, and decided to do force saving every month.

hope this could gives us some idea about "investing in ASBN by property re-financing" 
if anyone could not understand the table below, feel free to ask 

Dear AOL24,

pls find spreadsheet 200k@30yrs

assumption
-4.5% loan rate
- 6% dividend tae
- no upfront fee
- dividend re-investment/compounding

i try to upload excel sheet for you, but its not allowed in lowyat forum.