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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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tonytyk
post May 1 2017, 01:52 PM

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QUOTE(nexona88 @ May 1 2017, 01:34 PM)
Well most are confuse with the 50k limit rules..
U can refer to previous post got link there clearly state the rules..
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Previous post is on subscription/top up limit, more interested on withdrawal limit to CASA
tonytyk
post May 11 2017, 11:02 AM

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QUOTE(alexanderclz @ May 11 2017, 09:58 AM)
went to update the passbook after online topup. the lines go out of sync. lol
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So have to be printed on paper instead of passbook?
tonytyk
post May 24 2017, 03:23 PM

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QUOTE(alexanderclz @ May 24 2017, 03:16 PM)
looks like a lot non bumi bringing their money elsewhere
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how you know is non bumi?
tonytyk
post May 29 2017, 02:39 PM

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QUOTE(nexona88 @ May 28 2017, 08:09 PM)
well ASB being "converted" to new system..
so now the fund also have common nombor ahli icon_idea.gif
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ASB already in ANSB portal?
tonytyk
post Jun 4 2017, 11:20 PM

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QUOTE(nexona88 @ Jun 3 2017, 06:23 PM)
Hmm that's low the chance!
Then those intended to open new account zero chance leh bruce.gif

Lucky I got all.. On auto mode... icon_idea.gif
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On automode means?
tonytyk
post Jun 20 2017, 11:32 AM

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QUOTE(cklimm @ Jun 19 2017, 07:07 PM)
guys, there's something wrong with the portal,
I've never bought the ASN3, why they give me 7k units of it?
[attachmentid=8911027]
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I don't see all the fund listed but only Asw, ASM & As1m. Wonder others can see all fund listed?
tonytyk
post Jul 3 2017, 09:35 PM

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QUOTE(cheahcw2003 @ Jul 3 2017, 09:11 PM)
Did a withdrawal today. No need passbook, and no more manual black ink thumbprint required on the withdrawal slips for any withdrawal.

The thumb scanning/ reading machine replaces the primitive way of using the black ink pad thingy.

They have changed the system, the printer no longer programmed to print on the passbook.
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No passbook required for withdrawal for which fund? All ASX FP?
tonytyk
post Jul 4 2017, 10:18 PM

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QUOTE(vin_ann @ Jul 4 2017, 10:09 PM)
The teller did not mentioned my iC / thumb can't read.
I don't know what previous practice, I just did mine last Friday

Only 1 orange form - fresh account number
Blue form - 1 fund 1 blue form
ASW , ASM & AS1M - 3 funds 3 blue forms.

I only managed to get ASM, a yellow slip return to us.
That's all.
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So your transactions are not using passbook? Did they print the account balance on the slip?
tonytyk
post Oct 6 2017, 08:43 PM

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QUOTE(lowyatjoe @ Oct 6 2017, 08:21 PM)
Guys do u think there is a possibility of pnb going bust in say next 3 years?

Myself 98 percent of my wealth are under asnb products..
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too risky to have almost all eggs in one basket
tonytyk
post Oct 11 2017, 01:35 PM

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QUOTE(arimachong @ Oct 11 2017, 01:01 PM)
This morning managed to withdraw RM119k of ASW from BSN. Very courteous and good service from BSN bank staff. rclxms.gif
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Why withdraw?
tonytyk
post Oct 11 2017, 02:34 PM

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QUOTE(arimachong @ Oct 11 2017, 02:16 PM)
I need to pay to my supplier for 30 units of Samsung Note 8 blush.gif
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Previous effort accumulating units and interest for past 10days wasted then

This post has been edited by tonytyk: Oct 11 2017, 02:35 PM
tonytyk
post Oct 25 2017, 05:24 PM

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Any idea why Asw suspended?

This post has been edited by tonytyk: Oct 25 2017, 05:25 PM
tonytyk
post Oct 25 2017, 06:25 PM

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QUOTE(Jinglexo @ Oct 25 2017, 05:40 PM)
Got meh?
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Yes, at 5:21pm just now
tonytyk
post Oct 27 2017, 04:40 PM

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Got new product ADAM50 from Bajet!
tonytyk
post Nov 10 2017, 09:36 AM

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QUOTE(saitong09 @ Nov 10 2017, 09:22 AM)
If your epf more than 1M, then better take tongue.gif
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what is the rationale?
tonytyk
post Nov 10 2017, 01:53 PM

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QUOTE(saitong09 @ Nov 10 2017, 12:30 PM)
More than 1M epf no devidend
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why no dividend above 1mil? Doesnt sound right
tonytyk
post Nov 10 2017, 03:40 PM

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QUOTE(veera77 @ Nov 10 2017, 02:04 PM)
Dear AOL24,

pls find spreadsheet 200k@30yrs

assumption
-4.5% loan rate
- 6% dividend tae
- no upfront fee
- dividend re-investment/compounding

i try to upload excel sheet for you, but its not allowed in lowyat forum.
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what is the conclusion?
tonytyk
post Nov 10 2017, 07:52 PM

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QUOTE(veera77 @ Nov 10 2017, 05:17 PM)
No specific conclusion @tonytyk. Just an illustration only..

After did few spreadsheet studies, personally i feel, doing monthly contribution into ASBN is preferable option than taking loan.

Keep your financial credit score, for other essentials investment such as property, education, unexpected situation.
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Correct me if I m wrong, you mean taking loan to invest asnb upfront 200k is worst off than progressive saving to asnb?
tonytyk
post Nov 13 2017, 03:07 PM

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QUOTE(veera77 @ Nov 11 2017, 10:49 PM)
1. Regarding EPF 1 juta...actually there is option to withdraw if u have more than 1 juta...e.g let say ur EPF balance 1.2 juta...then u can withdraw 200k..even u r below 55 yrs old...
if u decided to keep all 1.2 juta...u still will get dividend for 1.2 juta

http://www.kwsp.gov.my/portal/member/withd...han-rm1-million
2.0 Regarding dividend...EPF will credit dividend until age 100 yrs old
http://www.kwsp.gov.my/portal/documents/10..._19.07.2017.pdf
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but they quote RM1.05m instead of RM1.0 mi?
tonytyk
post Mar 12 2018, 06:56 PM

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QUOTE(nexona88 @ Mar 12 2018, 04:08 PM)
seems like Majority of ASB holders still want the passbook option..

saw the post on ASNB feedback in FB regarding one makcik ASB money missing.. the whole page, FB users reply can see many asking for restatement of ASB passbook for easier documentations & transactions records...
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What was the reason for removal of passbook in the first place?



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