my esther damn lazy = = low than fp

Is not even 1 year yet. So chill. Results are within expectations.

Waiting for min 10% p.a discount from my stocks + getting best bank for buck for my unit trust.

Pls go to get ASM now !!

Yup. Because of cost have all up up
Many have to dig into their savings

Many possibilities actually...

When u start selling.. Don't forget to update..
Many waiting to buy

Credit card bills so high? 

One can balance transfer one year worth of spending provided that there are free balance transfer plan available. Eg. Spend RM1000/month. 1 year already RM12k.
Bank A > Bank B > Bank C > Bank A again. Instead of paying off the bill, park in amanah saham and earn dividends la. After all is 0% interest 

Not applicable in real life, 0% interest but there are fees for transferring balance from bank to bank, RM200 each time.

Actually any debt to invest is not a good idea.

See bow the asb loan is falling.

Unless, you very sure can earn more than 10%....

I don't think all banks charge you fees for doing balance transfer. Some have 0% fees, 0% interest.
I believed in Gen-X. He already showed it's feasible by using FDs. This is using amanah saham (higher returns than FD). As mentioned by him, before doing a balance transfer, make sure we already have cash ready to pay it off or else stay away from balance transfer.

I actually agree to using this method to earn extra pocket money. After all, is money we use everyday (groceries, petrol, bills) not like we go out of the way (buy expensive item just to do trick which I believed is stupid).

Why pay off early when bank let you postponed payment without penalty? Let your money work in between. This method have been used by
- Gen-X
- Mr Stingy

0% BT currently available but not all d time. Been using them since last year. No fees or charges totally Zero cost, there is free lunch after all if u r discipline. There is a thread on this, where some of us even BT 100 to 200k, accumulated thru merry go round.

Is there really a fee as what Jackieboy said (RM200/transfer)?

Thanks for the heads up.

0 fees is not a permanent feature, its a seasonal offering. If you get it, then you're lucky and should make use of it. I never got that lucky, its never around when I needed it.

A bank may offer 0 fees now, but 6 months down the road may charge 200 for each transfer. Then later on may revert to 0 fees again.

yes i have that why i'm asking it here

Then just go to bank, update details, then register online.

Try at counter or online for the amount you want to subscribe.  If fails it means units not available.

You sir, seem to have missed the bus.

ASB has migrated to a new system that enables deposits/withdrawals online. Go to www.myasnb.com.my

Having said that, you need to present yourself to the bank counter to get some details updated before they provide you with a NEW account number.

So if you've done the above step, withdrawals can just be done online --> into Malaysian bank account --> then further on to wherever you'd like.

My feeling too..
But u see the wahid fellow kinda weird..
Always talk about holding more cash for rainy days... Then suddenly donno what happen, now say don't needed to hold much cash

for reading pleasure :

Wahid gets moving to boost returns for PNB

Read more at http://www.thestar.com.my/business/busines...cX3YGgzGRPwY.99

for reading pleasure :

Wahid gets moving to boost returns for PNB

Read more at http://www.thestar.com.my/business/busines...cX3YGgzGRPwY.99

was expecting more...

but u see the Wahid fellow have some kind of thinking..

I'm looking some trend.. like to announced the lowest possible point.. keep for some reason we don't know about..

like previous post mention.. maybe 1MDB  :confused:

Wow 120% per year..
Do that for few years, can be rich yo..
Return much better than any legal investment available in Malaysia

Did anyone notice that dividen given by as1m for year 2010 is less than what have been promise. I noticed it too late, contacted asnb they said u can only check for 7 years, 2011-2016.