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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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veera77
post Oct 9 2018, 02:27 PM

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QUOTE(mushigen @ Oct 9 2018, 02:12 PM)
Not everyone can work till die. Most become jobless either due to no demand for their skill set or they are too sickly to be gainfully employed. And some cannot wait to retire at 55 to enjoy life.
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agree
veera77
post Oct 10 2018, 04:32 PM

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QUOTE(BboyDora @ Oct 10 2018, 02:22 PM)
Hi all, i just open amanah saham bijak / remaja for my kid and is under AS1W.

I found out for the kid account is easier to top up compare to my own account.

would like to know why? Thank you.
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No capcha required...so high chances to ge unit smile.gif
veera77
post Oct 11 2018, 04:16 PM

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QUOTE(Jack&Guild @ Oct 11 2018, 12:18 PM)
This morning until now managed to catch about 30k in both FP fund.
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Hope i could pin your post above...to show to all non-believers...
veera77
post Oct 12 2018, 12:43 PM

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ASW byk senang hari ni...single click dpt 4-digits...was helping my friend to deposit ASW (free service tongue.gif)
veera77
post Oct 12 2018, 12:48 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 12 2018, 12:47 PM)
After read your message , terus get 8k wawasan.

Thank you the tips.
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Welcome smile.gif
veera77
post Oct 12 2018, 04:23 PM

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QUOTE(nexona88 @ Oct 12 2018, 04:16 PM)
well it's up to individual opinion..

but basically u cannot call ASx as bond too.. government officially didn't mention it's government-guaranteed... only we as unit holders assume it since PNB under government of Malaysia..

there's won't be such drastic dropped.. but the 6% not really sustainable in long run... so expect to be around 5%+ next year..  just be prepared  cool2.gif
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Yes agree...be prepared for below 6% dividend next year...
veera77
post Oct 13 2018, 02:14 PM

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QUOTE(john123x @ Oct 13 2018, 10:04 AM)
I heard the next budget may introduce Capital Gain Tax.

Any opinion?

I havent decide yet, i am thinking of holding ASW purchases until Nov2.
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Thats for bursa share market only. For ASx, PNB should have pay the CGT...and ASNB pay us dividend on net profit...otherwise i would be double tax..

Please correct me if im wrong...im not financial/tax background..
veera77
post Oct 13 2018, 02:15 PM

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QUOTE(nexona88 @ Oct 12 2018, 08:11 PM)
Don't worry...
Next April can expected to buy @ top up 😎
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1April2019....i will be ready with not bullet but missile smile.gif
veera77
post Oct 13 2018, 04:59 PM

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QUOTE(fairylord @ Oct 13 2018, 02:18 PM)
wah...big huge bonus from employment or got a big trophy from investment  drool.gif  drool.gif
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Ha ha..my company standard one month bonus only...hope can dump into ASM1 after dividend payout smile.gif

QUOTE(DBHILUHDAQWISRTNJ @ Oct 13 2018, 02:42 PM)
Next year 2067 persons become 2068 .

Congratulations.
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Honestly 500k is my first target to cross...hopeful achieved in 2019...thanks for your wish smile.gif smile.gif
veera77
post Oct 13 2018, 08:22 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 13 2018, 06:00 PM)
The hardest part is control hand itchy .

U know lah , saving account ada $ , then we starting think about new car , holiday ......

Haha .
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Exactly...i went through the same cycle few times..he he..
veera77
post Oct 15 2018, 02:27 PM

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QUOTE(honkkydorry @ Oct 15 2018, 02:12 PM)
My bumi neighbor told me over the weekend that she received a sum of money (abt 10k) and in interested to save them all up.  She was wondering if she should park all under her ASB (which is yet to max out but amount is quite close to max) or perhaps top up to her ASW instead.  I told her to just go for ASB.  She said she contemplated between the 2 cos she occasionally withdrew from her ASB but with ASW she made it a point to not withdraw and using that as her "hidden" backup savings account; hence thinking maybe best to put her 10k in ASW instead.  She was also contemplating FD so as to not park all in one basket but I told her better to put in ASx over FD.

What do you all think? ASB or ASW? Logically should be ASB since dividend is higher but given that she never disturbs her ASW, probably that might be a better option? Anyway her ASW balance, according to her is not a high sum as she is slowly building up that account.  ASB2 is out of the question as it is being used by her sibling.
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Yes for bumi...ASB = saving account where they already used to withdraw and used it as ATM card.

For such case, it was a good strategy to diversify in ASW where she made a mind won’t touch it..she might loss about 1% in dividend...but we look as a strategy and discipline...then 1% loss doesn’t matter..

I think she should go with her plan...good luck

veera77
post Oct 15 2018, 05:19 PM

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QUOTE(spursman_forever @ Oct 15 2018, 04:02 PM)
guys, is it true, the indian quota in asm3 is gone? finished or no longer offered since the name change?
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30k allocation for each indian is still there
veera77
post Oct 15 2018, 10:07 PM

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QUOTE(DeniseLau @ Oct 15 2018, 08:42 PM)
Guys, looks like they are rebranding all the funds

Amanah Saham Wawasan 2020 --> Amanah Saham Malaysia 2 - Wawasan
Amanah Saham 1Malaysia --> Amanah Saham Malaysia 3

» Click to show Spoiler - click again to hide... «

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What !!!!!!!!!! smile.gif

This post has been edited by veera77: Oct 15 2018, 10:07 PM
veera77
post Oct 17 2018, 08:33 PM

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QUOTE(yklooi @ Oct 17 2018, 04:48 PM)
even a tom dick and harry like my self, and some others forum members in FSM threads also did well in 2017

think we can be better than them?  biggrin.gif
but this year,...we lao sai lah  cool2.gif

then again....will they lao sai too.......like you said....That's the biggest question....
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yes...in 2018 except ASNB and FD, all other investment collapsed, many lost money including me..luckily ada simpan dlm ASNB...otherwise no money to eat also sweat.gif smile.gif

Future of ASNB, to maintain public confident on Govt, they will try to maintain minimum 6%...but again we as investor must look at dividend payout vs profit earned...we don't want ASNB keep on korek'ing from reserved fund to pay dividend...
with so much bad news in bursa this year...equity earning must be low for sure...unless ASNB play around with realized and unrealized accounting...and show higher earning

every week foreign fund (FF) flying away with billions...when FF sell in billion, then somebody is buying, who is that???? must be our poor local institutional fund manager and most poorer local retailer like me sad.gif





veera77
post Oct 18 2018, 11:44 AM

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Wanna higher than 7% dividend...At today opening price ASTRO stock DY is 8.3%...but why people not crazyly chasing that stock?

Its all about risk calculation on future business survival...and potential future earning...

Same goes to ASNB...Choose a right ASx for u smile.gif
veera77
post Oct 18 2018, 11:59 AM

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QUOTE(alexanderclz @ Oct 18 2018, 11:49 AM)
maybe because soon astro can't monopolise satellite tv anymore.
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Exactly...new govt might break the monopoly soon...thats why many not dare to touch the counter...

ASNB still a safe zone at current market sentiment...and within ASNB i still prefer ASW before of matured and stable fund, even though as an Indian i can easily get ASM3 smile.gif
veera77
post Oct 18 2018, 06:36 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 18 2018, 06:28 PM)
Hopefully this info is correct.
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rclxms.gif thumbup.gif
veera77
post Oct 19 2018, 01:29 PM

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QUOTE(propertyowner @ Oct 19 2018, 01:18 PM)
[attachmentid=10076269]

analysts also lost to market tension.
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Telco dulu boleh dpt 8% dividend...skrg ciput 3-4% only...also telco highly saturated market..telco must do something to increase Malaysian population..he he
veera77
post Oct 19 2018, 01:31 PM

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Was simply trying luck for ASM1 RM100 for 30 minutes...nothing..only good exercise for my fingers
veera77
post Oct 20 2018, 03:41 PM

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QUOTE(lucifah @ Oct 20 2018, 02:48 PM)
nope. FP. ASD is the last choice FP available for bumiputra is ASW & AS1M was fully subscibed.

the performance is on par with the other 2

only thing is it is renamed to ASB - Didik to reflect it's bumiputera only status, but without the rm200k limit
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Seriously ASW and AS1M bumi quota fully subscribed? I thought there is tonne of space

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