Any option to withdraw fund on this Saturday 02 Dec?
Tq.

Hi all sifus, what is the age requirement in order to register myasnb?
18 and above?

tq

Nope.
Branch closed..

If third Saturday, then yes. ASNB opens 😁

Yup. For now its 18yo above only..

Maybe future, would add for akaun bijak too (below 18 yo) 😊

Guys need to ask a few things:
1. What date of the month does ASNB does their calculation? Like after what date of the month it is ok to draw money without losing the interest for that month?
2. What date will ASNB be closed from this month to do their year end calculation?
3. Anyone know how much interest they give us in 2018?

1. Based on the lowest amount of the month. Best time to sell/buy = 1st of every month. Best time to buy 29-1st of the month. You sell at the end of the month, you lose out the earlier amount. Eg you have RM2k, as of 1/11. You sold RM1k on 30/11, for the month of Nov, only RM1k will be counted. Now, if you were to sell on 1/12, only RM1k will be counted.
2. Every fund got different date. Rfer to first page for closing account date
3. Most likely less than 6%. Best bet is 6%.

I'm more curious what the ASB dividend would be this year...

Could be higher since few month after would be GE 😊

ASM also could get higher than 6% since its "too near".. TPM Zahid already said after CNY yo 😉

Top up ASM to the max

Even before I post..
People more smarter already starting to top up leh 😊😊😊
And since its no racial quota.. Its free for all to sapu..

Bro so i should sell at the start of the month??? Bcs your example shows both ways only RM1k will be counted, typo?lol

2. Is it really possible for ASB to really drop below 6%?? That would be bad.

Yes. Selling should be done on the 1st of every month. This is because if you sell during the later time of the month, the new amount calculated will be based on the new lowest amount. Not the old lowest amount of the month.

2. Yes is possible. ASX returns have been dropping over the years.

"both ways only RM1k will be counted, typo"

Someone's smoking something here that is not right

It's a typo

yaya .. yesterday I went to Maybank at my hometown, they refused to help me open ASM account. They said now ASM already closed and cannot open an account. However, if i got an account already then they can help me check got unit available or not. Pure BS !

Then kept on pushing me to buy ASG. The so called 'Financial Advisor' told me that the interest rate has been very stable 6% all the times.. and it is expected to rise till 7% because crude oil price are expected to increase continually.

So I was rather skeptical and told him i will go back and read about it. They don't even wanna tell me the fixed and non-fixed fund thingy.

But why they wanna sell ASG and ASN? They will get commission if we opt for that? or? Because i thought they are just an agent, that's why they gain nothing when we open account and so on at their branch. Or this only applies to the fixed fund?

There will be 5% charges when u buy VP funds...may be the agent will get some commission that's why so excited to sell VP funds..

yes..they will tell all nice stories..but actually VP is just another Unit Trust by PNB with fluctuating NAV..but the agent won’t tell this directly...will run around the bush and make us confused

Many fallen to this including some of my friends

Any one knows why maybank2u does not link to ASW2020?

Some one said that the fund is already full? Betul ka?

This post has been edited by Stamp: Dec 1 2017, 04:31 PM

Of course. Maybank2u memang cannot link. They can only buy as1m. Just use Myasnb to buy. Problem settle.

actually we can buy ASB & ASB2 from maybank2u.

looks like i need to open myasnb laa..

This post has been edited by Stamp: Dec 1 2017, 04:56 PM

Asb and asb2 memang no problem.
BTW don't ever use bank as banks will charge you rm1.06/try regardless successful or not. Myasnb let you topup without charging anything.

Faster go open myasnb, save the transaction fee and trying fee

I am sorry, VP stand for what?

So is it safe to say all the non-fixed are unit trust from PNB?

Seem like a bad investment. Although I did check the price per unit is around MYR 1.00+ to 0.99. Just that the interest rate drop to 4%+ this year


Wow sweat! I didn't know bank got charges on this.