ah ok thanks thanks. Just read it somewhere also. Another question if you don't mind, I saw what dividend and bonus dividend in asb. Does it apply to asw? I have never withdraw my amount in asw more than 120months already. Will that drag down my effective yearly yield if I continue to purchase?

This post has been edited by cclim2011: Oct 13 2017, 02:44 PM

ntg 1 ma if you never withdraw... if you purchase, it's always the best to purchase during the last day of the month, or first day of the month to fully maximize the returns... if you purchase during mid of the mth, the lowest amt in the month is still the amount from early of the mth, so no point.. you could have got afew more bucks in your savings/current account

Alright ok... thanks!

I must have read about the ASB bonus interest.... what max 120months etc...

Asw don't have bonus..
Only ASB have it because its bumi fund

Enjoy the compound interest dude.i hold as long as you too:D

Ok! Can buy more online neh I just realized!

Ok tq without the bonus itseems more simple calculation on effective yield

Consider switching asb2 lo since it has higher interest .Hmm... Eligible to bonus also

If you can buy, just stick to that.

i just found out that I can buy extra units of ASM through cimbclicks. Does anyone know the odd of being rejected through this channel?

any other convenient ways to invest extra units? thank you

This post has been edited by johnlau91: Oct 14 2017, 09:47 AM

Myasnb. Free of charge regaedless successful or not.
Cimb clicks RM1.06/try regardless successful or not.

hi sifu

need advice .

how to register my elderly parents ASM via myasnb portal ?
must they go personally to ASNB office ,

should I buy buy new Hp number for them
and email their data to ASNB offce ?
then , later register them ?

( Few month ago , they already changed new account but no HP yet )

Update their phone no over the counter at bank/asnb branches. They must be present to sign. Email asnb for faster processing (if submit no via bank branch).

After that register online with myasnb. Use the no you have registered to obtain a one time TAC for activation. After that you don't need phone anymore. All buying verification will be using captcha except when paying. That's when you will need TAC.

THANKS ....

Buying through CIMBclicks is so last year..

Kidding aside, with the launch of myasnb, there is no point using cimbclicks to buy online.
Cimbcliks cost RM1.06 per transaction, regardless of whether it is successful (ie there are free units online).

Just update your account at any banks, get your new account number and register online at myasnb.
You can only top up when there are free units, so you can keep trying with different amounts or at different times.
And there is no transaction fee.

IMO , this ASNB portal only convenient for people with
HP & computer .

kasihan those elderly like my parents ,
and those kampong makcik & pakcik ,
they depend so much on the passbooks with printed balance figures.

what happen leh , no HP no computer .
no human help too

I help my mother to top up every month so I guess they need to depend on more tech savvy ppl

I think chances of getting units are mild for those who visit the counter, as even the units are available at the time the number is called, a single click by somebody through asnb portal may just steal away the units available easily, due to the time required by the staff to check Ic, ask to sign here and there, cop ibu jari etc.

To help improve the chances of your parents, I think the easiest thing for you to do is show them how to buy through the online portal.

Should be fairly straightforward even for non-computer savvy people.. I think

Counter nowadays pretty much low chance already I think

i'm new to it. Thanks, mate. Will try myasnb soon!