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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Sep 4 2017, 01:44 PM

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QUOTE(MNet @ Sep 4 2017, 01:34 PM)
what do u mean RM 150mil in investment since Beta ?
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That means when it's not official, Myasnb process RM150mil worth of transaction.
Ramjade
post Sep 4 2017, 04:09 PM

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QUOTE(jorgsacul @ Sep 4 2017, 03:36 PM)
He is corporate loser. Need to step down. Ruined MBB now this. Yoy historical low. Going to CIMB or public mutual for a shot
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Good luck with public mutual. Amanah saham is public mutual mortal enemy as they cannot outperform it, hence public mutual agent always bash amamah saham. devil.gif

QUOTE(Justeafy @ Sep 4 2017, 03:55 PM)
Need advice, which is better for ROI? Max out 30 year tenure or take 20/25 year and finish off payment sooner?
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None. Highet ROI would be put in your own money rather than take loan. That way you own 100% of it.
Ramjade
post Sep 4 2017, 05:07 PM

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QUOTE(jorgsacul @ Sep 4 2017, 04:56 PM)
Even my kgf, CIMB usd, all above 12% ytd. Double this asnb... why bash ? It's variable products
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Because public mutual never really beat amanah saham? Their glory days are over. Now they keep launching new funds when old funds are not even performing.

I think not even in the list of top 10, 20 funds (based on performance). Ask dasecret

If really want to put into public mutual, better select KGF.
Ramjade
post Sep 5 2017, 04:34 PM

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QUOTE(Timmy365 @ Sep 5 2017, 03:56 PM)
Hi guys, just a question over here. I opened up my account on 22nd June 2017 and since top up regularly (RM200 per month). is this a wise choice?

Besides that, after the dividend announcement when can i expect it to be creadited to my account? Thank you.
I haven seen any amount in my ASM yet.
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Nope. You should deposit your RM200 at the end of the month/on the 1st of every month.

You can see it on the day it resume transcation or earlier if you login (after they announced).

Of course don't have yet. The one which just declare dividend is asw. Asm wait la for 1/4 next year. tongue.gif

QUOTE(dawsonyap @ Sep 5 2017, 04:03 PM)
Hi all,

Do you know how I can check what is the dividend amount that we got for ASW? In the ASNB page, it only states the total (including the recent dividend payout).

Since I am not exactly sure on my exact total prior to the dividend inclusion, I am not able to check the my exact dividend payout for ASW.

Is there anyway we can check on this?

Also, is it true that now we are not using the passbooks anymore and it is 100 % online?

Thanks.
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You will get full 6% provided you manage to topup on every 1st of the month. Of course your previous amount from last year should be full 6%.

You still can topup via counter or topup via online. All selling is done via counter. Yes. No more book.
Ramjade
post Sep 5 2017, 05:27 PM

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QUOTE(wkalvin @ Sep 5 2017, 05:10 PM)
I tried 3 times at CIMB bank today, to get RM100 units but failed too
1.Unit Trust Transaction
i.I'm interested to invest in ASNB Unit Trusts. What should I do?

You are advised to read and understand the contents of the latest Master Prospectus and Supplementary Master Prospectus (if any) of the funds, which have been registered with the Securities Commission, before investing in any of the funds. The copies of the Master Prospectus and application forms are available at ASNB branches and ASNB agents. The Master Prospectus also can be downloaded from ASNB Website.
ii.Where can I open a new account, subscribe and redeem my investment?

You can perform all the transactions at any ASNB branches or agents namely Maybank Berhad, CIMB Bank Berhad, RHB Bank Berhad, and Pos Malaysia Berhad. Additional investment also available via online through Maybank2u, CIMBClicks, AffinOnline and RHBNow. Subject to terms and conditions.
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Avoid cimb bank at all cost. They are all very good Oscar actors. Always said system down.
Ramjade
post Sep 5 2017, 05:33 PM

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QUOTE(raptar_eric @ Sep 5 2017, 05:27 PM)
Well nicely said. As much as me being a small potato only, i believe ASx is a "safer" alternative compared to other investment vehicles... i always see ppl complaining bout the low returns, if so, he/she can always opt for other alternatives which bears more fruit but with higher risk, else just stick to FD, which in return offers much lower returns... despite only 6% being declared, i am "ok" with it, rather than having park in fd, or other riskier investments
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Sometimes you need to get out of your shell and look at real world investment. Amanah saham is uniquely Malaysian.

I was like you last time. Thought the world of amanah saham and money "must be protected".

dasecret opened my eyes. So for me now, amanah saham is a parking place.
Ramjade
post Sep 5 2017, 05:55 PM

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QUOTE(JustcallmeLarry @ Sep 5 2017, 05:53 PM)
Hi Sifu, is anyone able to predict what ASB interest rate will be in 2018? Would it finally go up after going down for the past few years???
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Judging from recent ASW2020, don't expect it to increase. Best case scenario maintain as previous year. Worst case scenario, decrease.
Ramjade
post Sep 5 2017, 06:04 PM

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QUOTE(JustcallmeLarry @ Sep 5 2017, 06:02 PM)
That is sad news to hear.Envy those early investors, even since i went in, it been going down every year..
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Precisely. Nowadays all amanah saham products have decreasing returns. And people on FB page commented "Syukurlah ASW2020 6%, higher than FD" vmad.gif vmad.gif Higher than FD for what when rate of increase of cost of living > amanah saham returns? sad.gif sad.gif
Ramjade
post Sep 5 2017, 07:15 PM

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QUOTE(dasecret @ Sep 5 2017, 06:48 PM)
lol... sure or not because of me?

But I'm glad you learn that "capital guaranteed" comes with a price. Wished more Malaysians would learn that, and how to be responsible of their own money.
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Actually I love capital protected. SG have CPF/SRS which let them invest in stocks/UT. Our EPF only let us invest in selected UT only. It's their version of capital protected and good place to hide until opportunities appear.

For old people and those cannot afford to lose money, capital protected is still a good way to go rather than crappy bank savings/FD rates
Ramjade
post Sep 5 2017, 08:45 PM

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QUOTE(Ancient-XinG- @ Sep 5 2017, 07:59 PM)
the statement in myasnb portal never work.... any manage to get from there?
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Can but they give 2016 statement only doh.gif Go complain ask them to provide latest statement. Then maybe we can get 2017 statement biggrin.gif

This post has been edited by Ramjade: Sep 5 2017, 08:47 PM
Ramjade
post Sep 5 2017, 09:08 PM

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QUOTE(Ancient-XinG- @ Sep 5 2017, 08:53 PM)
can meh? terus jump out leh
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Myasnb homepage > Account Statements > Select Statements > Choose which one do you want > For annual statement, you can select what fund you want.
Ramjade
post Sep 5 2017, 09:52 PM

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QUOTE(dasecret @ Sep 5 2017, 09:44 PM)
Ah boy ar, have you look at CPF's returns if u don't take out to invest? If U see it you would be grateful with EPF

https://www.cpf.gov.sg/Assets/common/Docume...nterestRate.pdf
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You can put it into Special Account (SA) to earn 4% I think. 4% is the max they can earn. But don't forget their 4% is stronger than our 6% (if converted to RM) sad.gif

This post has been edited by Ramjade: Sep 5 2017, 09:53 PM
Ramjade
post Sep 5 2017, 09:59 PM

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QUOTE(nexona88 @ Sep 5 2017, 09:55 PM)
With wahid at the top..
Less chance of getting higher return even if KLCI perform well..
Another reason is ASB getting too big to handle..
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Time to give cheque/direct bank in. rolleyes.gif
Ramjade
post Sep 6 2017, 11:35 PM

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QUOTE(neo_6053 @ Sep 6 2017, 11:27 PM)
Hi All sifu, currently looking for some education fund.

Which is better?

Amanah Saham Didik VS Amanah Saham Gemilang?
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None. Pick ASB/ASb2
Ramjade
post Sep 7 2017, 12:47 AM

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QUOTE(timo1003 @ Sep 7 2017, 12:37 AM)
Between the two, definitely ASDidik. Fixed price vs variable price (ASG).
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If the person already entitle to ASD, better to pick ASB/ASB2. Higher returns.
Ramjade
post Sep 7 2017, 12:12 PM

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QUOTE(neo_6053 @ Sep 7 2017, 11:53 AM)
I see. ok, thanks.
Then ASB VS ASB2? LOL

Then comes the noob question.
How do I get started? Is there any requirement for investing in ASB/ASB2? (I dunno, coz government things)
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QUOTE(savvyaunty @ Sep 7 2017, 11:55 AM)
main requirement is to be Bumi
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Asal you bumi, you can buy as mentioned by savvyaunty. Are you a bumi?
Ramjade
post Sep 7 2017, 12:57 PM

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QUOTE(lifelyms @ Sep 7 2017, 12:41 PM)
Hello all, newbie non-bumi here, want to try luck to invest later at asnb office, which fund is better to go for now. I heard they already gave out dividend for one fund, should I take those that not yet given? Hope to get help from all Sifu here.
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Doesn't make a big difference because you will get dividend for oct onwards if you buy now.

Only difference is payout date and difficulty in obtaining those units.
Ramjade
post Sep 7 2017, 02:09 PM

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QUOTE(arimachong @ Sep 7 2017, 01:16 PM)
Please keep this tered to ASNB discussion only. Thanks
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No need to keep to ASNB discussion if really is that person. That person is a scammer ok. Until got multiple police report. Fled to Australia.

This post has been edited by Ramjade: Sep 7 2017, 02:10 PM
Ramjade
post Sep 7 2017, 02:56 PM

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QUOTE(leo_kiatez @ Sep 7 2017, 02:09 PM)
Where you moved half your fund to,bro?tongue.gif
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So many places devil.gif
Ramjade
post Sep 7 2017, 03:31 PM

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QUOTE(theevilman1909 @ Sep 7 2017, 03:27 PM)
looks like there's New member in house..
similar name of famous person with multiple police reports lodged devil.gif
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Yar. yar. Not only that, but also "terasa" when I posted that post. Coincidence? hmm.gif whistling.gif

This post has been edited by Ramjade: Sep 7 2017, 03:34 PM

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