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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Aug 1 2017, 11:28 AM

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QUOTE(jusTinMM @ Aug 1 2017, 11:23 AM)
seriously? r u bumi? being trying whole morning can get few hundred only...
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ASW open for all with quota. "She" didn't say ASB/ASB2. If ASB/ASB2 no need to rebut.
Ramjade
post Aug 1 2017, 06:25 PM

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QUOTE(leenux @ Aug 1 2017, 05:18 PM)
Confused by the new posts.. if I manage to topup 1k in ASW on 28th August (few days before dividend on 1st Sept), do I get RM60 interest or pro-rated?
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You won't get what you topup. You only get the lowest amount of the month dividend.

This post has been edited by Ramjade: Aug 1 2017, 07:57 PM
Ramjade
post Aug 1 2017, 07:58 PM

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QUOTE(Jinglexo @ Aug 1 2017, 07:41 PM)
If I top up today 1/8. Will I get two month dividend for the additional top up?
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You will get 1/8 topup plus whatever you have previously. Apa 2 months.
Ramjade
post Aug 1 2017, 08:25 PM

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QUOTE(Jinglexo @ Aug 1 2017, 08:02 PM)
Oh let say I have 10k initially. I top up today 10k (1/8). So 10k get 1 year 6% while the additional top up get Aug and Sep month dividend. Correct?
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Yes. If you topup today and didn't make any withdrawal, your august dividend calculated is using RM20k. If you didn't make any withdrawal in sept. then yes that RM20k is calculated. If you withdraw RM10K on 15/9, then sept dividend only count RM10k
Ramjade
post Aug 2 2017, 10:10 AM

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QUOTE(coolguy99 @ Aug 2 2017, 09:54 AM)
now don't need TAC to add units in myasnb?
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Now use captcha.

QUOTE(jusTinMM @ Aug 2 2017, 10:04 AM)
google chrome not support myasnb portal? trying to login but just stucked after keyin username.
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I use google chrome all the time. Maybe incognito mode so no problem?
Ramjade
post Aug 4 2017, 03:01 PM

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QUOTE(KennRicky @ Aug 4 2017, 02:44 PM)
Sifu, i still don't get it, pls forgive my stupidness.
e.g. ASM's ex-dividend date = around 31 Mac
lets say I start ASM account with 10k on 1 April 2017, and today I withdraw all my capital.
I still entitle prorated 31 Mac 2018 dividend? It doesn't make sense to me.
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As what alexanderclz said. He miss out "provided you still have say min amount inside". I don't know what happen if you withdraw everything.
Ramjade
post Aug 4 2017, 03:33 PM

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QUOTE(KennRicky @ Aug 4 2017, 03:18 PM)
Thx bro, that means in same circumstance, i will only receive the dividend on 31 Mac 2018 right?
e.g. if i withdraw 9900 (keep minimum 100 units in the account),
then i still entitle pro-rated dividend for capital 9900 + full dividend for 100,
but still i only will receive all the dividend on 31 Mac 2018 right?
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Yup.
Ramjade
post Aug 6 2017, 12:11 PM

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QUOTE(Jinglexo @ Aug 6 2017, 11:27 AM)
Sifu any benefit like having as1m , ASM and Amanah Saham wawasan 2020 3 account in total? Currently only have As1m and all dump into one acc only. Please advice pro and cons if any.
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The only 3 benefits I can think of:
1) get money 3x/year instead of only one
2) with one fund, you can only topup that fund. If that fund don't have means don't have. If you have 3 funds, can tembak all 3 funds. Also, since you are guaranteed to be able to topup once a year, by having one fund, you can only topup once a year. If you have 3 funds, you can topup 3x/year whistling.gif
3) Average out the returns. For eg. Jan - March, bursa malaysia rocket up and drop like a rock from April-Dec, ASM may give higher returns vs the other 2.
Ramjade
post Aug 6 2017, 08:15 PM

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QUOTE(raul88 @ Aug 6 2017, 07:04 PM)
where can i register my hp no for myasnb?
any bank will do?
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Those agent banks.

QUOTE(Jinglexo @ Aug 6 2017, 07:17 PM)
Oh..
If let say I plan to put 6 digit in AS1M is it dangerous? Or should put in ASM and asW better?
Heard ppl said as1m under najib and will never perform better than ASM
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Please. Understand how asnb imvest first.
Some people here put in 7 figures+ devil.gif
It's nama sahaja. How it perform depend on how is bursa saham perform. If bursa saham continue to perform poorly, how do you expect the fund to perform?
Ramjade
post Aug 7 2017, 10:49 AM

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QUOTE(Jinglexo @ Aug 7 2017, 10:45 AM)
I already bought some. Just to know which one is ideal .
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Semua sama sahaja with +-0.1%. Of course most popular being ASW2020 > ASM > AS1M
Ramjade
post Aug 9 2017, 01:55 PM

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QUOTE(skynode @ Aug 9 2017, 01:13 PM)
By the day, now that you bring this up. Isit easy to buy amanah saham? How to go about it for non-Bumi's? Heard you can only buy when someone else sells. Do advise.
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Come let's talk over here. If talk there, people marah. You know how those people hate amanah saham.

Depends how you look at it. Now with online topup, it's easier. Previously need to visit banks and sometimes beg.

Yes. Memang need to wait for someone to sell before you can buy? How to know when to buy?
1) keep trying everyday. Sometimes you get lucky
2) monitet this place. Sometimes people here post many units available
3) whenever near school holidays of when in the month if Dec when school is going to open, higher chances to buy as people sell off their units to get caah.

Now, must be wondering so troublesome right? Kasi you tip sikit. Once a year, you can topup how much you want. Guaranteed can get. How come?
- This once a year event is the day when amanah saham resume for transaction after giving you your payout.
- Lots of people sell their returns that time to get cash.
- You can one shot hentam 5 digit also can get.
Ramjade
post Aug 9 2017, 08:29 PM

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QUOTE(RNM @ Aug 9 2017, 07:21 PM)
If i apply for ASBF,  does it will impact my next future loan? Would i list as risk taker?
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Of course. When you take loan to invest in ASB, the amount of future loan you can take is reduced as you are already servicing one loan.
Ramjade
post Aug 9 2017, 11:36 PM

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skynode amamah saham fixed price does not have service charge. RM1000 = 1000 unit
Ramjade
post Aug 11 2017, 03:16 PM

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QUOTE(Jinglexo @ Aug 11 2017, 02:12 PM)
Fsm any fund that can invest long term regardless of economic downturn will still give 6% return?
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Banyak
Ramjade
post Aug 11 2017, 08:25 PM

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QUOTE(theevilman1909 @ Aug 11 2017, 06:21 PM)
from the news report posted

many already "move" their money overseas.. most likely Singapore tongue.gif
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Where? Didn't see it mentioned move overseas.
Ramjade
post Aug 11 2017, 09:22 PM

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QUOTE(Hansel @ Aug 11 2017, 09:15 PM)
Yeah,.. But I foresee the foreign direct investments of our funds moving out will slow down,.. because Msians can't open accounts easily overseas anymore,.. just like American Citizens, PRs and residents can't open accounts outside of The US,.... when more countries in the world start to investigate in the 1MDB matter,... Msians will be focussed upon,...
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IMO, they should investigate those with priority banking and leave normal folks out of it bruce.gif bruce.gif

This post has been edited by Ramjade: Aug 11 2017, 09:22 PM
Ramjade
post Aug 11 2017, 10:07 PM

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QUOTE(nexona88 @ Aug 11 2017, 09:53 PM)
True.
But majority have moved out..
Thus deposits growth reduced & below loans tongue.gif

Now I'm expecting more "spam" calls & SMS "begging" for deposits bruce.gif
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Mana ada calls for deposit? Always calls for CC, loans only.
Ramjade
post Aug 11 2017, 10:14 PM

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QUOTE(nexona88 @ Aug 11 2017, 10:12 PM)
New strategy..
U see later..
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They give me 5%p.a for 3 months without fancy tnc maybe I take up their offer devil.gif drool.gif
Ramjade
post Aug 11 2017, 10:30 PM

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QUOTE(nexona88 @ Aug 11 2017, 10:21 PM)
Endless possibilities
Wait for they become desperate..

For now, already can "feel" it..
Try to withdraw big amount OTC.. Many question "indirectly" asked ph34r.gif bruce.gif
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Hahaha... I withdraw also they never ask me. Maybe me ikan bilis so they don't bother blush.gif sad.gif
Ramjade
post Aug 12 2017, 06:01 PM

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QUOTE(OPT @ Aug 12 2017, 04:23 PM)
Credit card bills so high?  hmm.gif
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One can balance transfer one year worth of spending provided that there are free balance transfer plan available. Eg. Spend RM1000/month. 1 year already RM12k.
Bank A > Bank B > Bank C > Bank A again. Instead of paying off the bill, park in amanah saham and earn dividends la. After all is 0% interest devil.gif

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