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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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TS[Ancient]-XinG-
post Sep 20 2018, 09:34 PM

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Just today around 4 pm I think officer of the ASNB releases the wrong message in FB. It should be toward the agent but they release in their facebook page.

they have target for the agent to register the customer into the online portal. 1st prize 200000 MYR LOL.

After that they remove the post. Should have SS it but I forgot.

And regarding the wawasan. We so GG ad LOL. They ad start want to lock for ASM and ASW. But if they only give 2020, I think the ASM will be unlocked?
TS[Ancient]-XinG-
post Sep 21 2018, 01:35 PM

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start from 2014 to now..... good years. good years....

I believe the catching spree will end soon....
TS[Ancient]-XinG-
post Sep 21 2018, 01:42 PM

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QUOTE(cscheat @ Sep 21 2018, 01:35 PM)
what do u mean by LOCKED ????
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chillax.

he mean no more buying in future (maybe) for 2020.

because they will paired up with VP. in banks.
TS[Ancient]-XinG-
post Sep 21 2018, 02:25 PM

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QUOTE(cscheat @ Sep 21 2018, 01:57 PM)
for example, as1m dividend date on 30th Sep.. so we just login 1st OCT to sapu???
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yes. I suppose its the last chance.

migrate fd or saving to it.
TS[Ancient]-XinG-
post Sep 22 2018, 06:04 PM

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QUOTE(dlttdltt @ Sep 22 2018, 05:15 PM)
Cimb preferred told me last Friday the new bundle promo will start on 24/9.

I'm thinking to get the asw units thru this way. They told me there is no restriction to sell the vp but there cannot confirm yet.. So when I sell I'll lose 3.5% sales charge. I can cover this back later thru the asw div.

I'm in this for the long term so I think it's worth. This is the only easy way to get asm or asw units now.

Just thinking.
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if you can eat the 3.5... I think that's the fastest way.

but at 1:1.5? is it?
TS[Ancient]-XinG-
post Sep 26 2018, 08:50 PM

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the live nothing also.

and wth with new VP
TS[Ancient]-XinG-
post Sep 27 2018, 11:00 AM

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new equity got 0% SC or not. I might consider.
TS[Ancient]-XinG-
post Sep 27 2018, 12:03 PM

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now ASM taiko liao
TS[Ancient]-XinG-
post Sep 27 2018, 12:50 PM

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my draft LOL need re correct again ishhhhhh
TS[Ancient]-XinG-
post Sep 27 2018, 02:00 PM

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just got info.

they seem promote the ASM and ASM3.

so wawasan is spared.
TS[Ancient]-XinG-
post Sep 27 2018, 02:14 PM

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QUOTE(alexanderclz @ Sep 27 2018, 02:01 PM)
promote what at where?
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VP FP

1.5;1


TS[Ancient]-XinG-
post Sep 27 2018, 03:26 PM

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QUOTE(khuanoz @ Sep 27 2018, 02:29 PM)
Are you referring to this?
[attachmentid=10041111]
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nope. but this one seems better lol.

mine is from may bank.

ratio 1:1.5 FP : VP

No fd.
TS[Ancient]-XinG-
post Sep 27 2018, 03:26 PM

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QUOTE(khuanoz @ Sep 27 2018, 02:29 PM)
Are you referring to this?
[attachmentid=10041111]
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nope. but this one seems better lol.

mine is from may bank.

ratio 1:1.5 FP : VP

No fd.
TS[Ancient]-XinG-
post Sep 28 2018, 07:32 AM

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QUOTE(ehwee @ Sep 27 2018, 09:50 PM)
Wish to know also.

Now Zeti in charge, the sky is sun shine suppose smile.gif
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QUOTE(Limkhongwee @ Sep 27 2018, 10:18 PM)
promotion peroid, don't known have upfont charge or not?
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not really. unless their SC down to 0%.


TS[Ancient]-XinG-
post Sep 28 2018, 05:21 PM

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anyone got promotion from CIMB?
not sure whether they absorbs the SC or not. if yes... worthwhile consider.
TS[Ancient]-XinG-
post Sep 29 2018, 01:50 PM

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QUOTE(propertyowner @ Sep 29 2018, 01:47 PM)
Only for Equity I guess. Even so it outperforms many open ended funds from various banks on same investment segments.
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hmmmm......

not so understanding your statement.
TS[Ancient]-XinG-
post Sep 29 2018, 01:51 PM

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QUOTE(propertyowner @ Sep 29 2018, 01:49 PM)
Noted. What I see their variable price funds for equity are not so attractive.

However, just looking into Sara 1 performance over last few years, it is quite good right?

7.05
7.05
6.80
5.15
5.15 (2018)
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see total return not dividend
TS[Ancient]-XinG-
post Sep 29 2018, 05:29 PM

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QUOTE(propertyowner @ Sep 29 2018, 05:05 PM)
Just wondering,
Do you have any facts to tell that the return of Sara 1 is actually lower than FD?
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actually I finding it also. too bad from their fact sheet can find much information in fact all the equity, are underperforming compared to fixed price. and if you look into fixed price prospectus, they are equally heavy as in variable.

so far SARA 2 they already mention will have 80% NAV into fixed income. but at the price of 3.5% not worth. I can get 0% in FSM.

If not for the 3.5% I will take SARA 2 anytime in this short term. I believe they won't let the new fund went into drain.


nice nice so far no people interested in their floating. I interested because I boring in fixed price and want to try something new.

FSM there also very adventurous tho.
TS[Ancient]-XinG-
post Sep 29 2018, 05:43 PM

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QUOTE(Ramjade @ Sep 29 2018, 05:35 PM)
He/she wants to put money into variable price fund, let him/she be. I did my part by trying to steer people away from variable price fund.  Losing money is the best teacher.
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I did told him to look at total return in my previous post.

the old VP can't really do shit.

I am more interested in this SARA 2 only. I think this is the only fund that mention 80% into fixed income. I did have some target bond fund under Maybank Asset Management, if they work almost the same, 6% pa is not day dream.

but 3.5% IS SUCH A TURN OFF.


and as I mentioned earlier, in their EQ VP, they spend the same % as in FP. Why FP can deliver much better outcome. while VP can't.

say reserved yes. but I look back into previous years total return too.

because I think total return of VP can be comfortable to FP since their investment area are almost same.

so say if 1 year of VP 14% the FP shall around that too but they only paid 7% 7% is save. so the 7% don't know go where. if in MM OK, but if in bond fund more OK. but too bad no clear information
TS[Ancient]-XinG-
post Sep 29 2018, 06:23 PM

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QUOTE(nexona88 @ Sep 29 2018, 06:08 PM)
so much arguments on VP funds..

well personally.. if I would rather dump my $$$ info those funds sold under FSM platform than take up asnb VP fund... take example KGF.. easily beat any of VP fund performance yearly..

veera77 boss why deleted your post. u says correct leh... berani kerana benar  bruce.gif  innocent.gif
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what veera77 said oh. I curious also.


and btw, this SARA 2 worthwhile to mentioned because they doesn't put all into EQ.

only 1 fund by them doesn't put all onto EQ. which is this. others fund all 80% NAV into EQ. and perform really bad. very bad. lol. tahi. really tahi.

just wonder what fixed income they put into. and their benchmark is the FD rate.... and FP benchmark also FD rate....

I think I put 1k test water.
since bullets for ASM3 is ready haha.

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