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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Feb 14 2017, 01:51 PM

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QUOTE(filage @ Feb 14 2017, 01:10 PM)
Woo, so lucky! Large amount some more.
Really can try with IC only at any places?
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Yes. I asked before but don't trust.
nexona88
post Feb 14 2017, 02:54 PM

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QUOTE(filage @ Feb 14 2017, 01:10 PM)
Woo, so lucky! Large amount some more.
Really can try with IC only at any places?
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Large amount??
Lolz it's just peanuts leh laugh.gif

And I'm guessing since he regular at the branch, so can top up just with IC... One of the advantage if u know the people rclxms.gif
Jinglexo
post Feb 14 2017, 03:18 PM

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Actually like AS1M , ASW ,ASM what's the difference?arent they fixed price fund?

How do I put a will like let say if something happen to me, my mum or someone important to me inherit my savings? I heard if didn't put a will will straight go to Amanah Raya . And they will charge a lot to release to intended person
nexona88
post Feb 14 2017, 03:29 PM

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QUOTE(Jinglexo @ Feb 14 2017, 03:18 PM)
Actually like AS1M , ASW ,ASM what's the difference?arent they fixed price fund?

How do I put a will like let say if something happen to me, my mum or someone important to me inherit my savings? I heard if didn't put a will will straight go to Amanah Raya . And they will charge a lot to release to intended person
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There's asnb services for it..
U can visit any of the asnb branch to do it..
Something like will services for all the funds..
Ramjade
post Feb 14 2017, 03:31 PM

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QUOTE(Jinglexo @ Feb 14 2017, 03:18 PM)
Actually like AS1M , ASW ,ASM what's the difference?arent they fixed price fund?

How do I put a will like let say if something happen to me, my mum or someone important to me inherit my savings? I heard if didn't put a will will straight go to Amanah Raya . And they will charge a lot to release to intended person
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Different returns usually +-0.1

Just write in will. You can use normal will/amanah raya service. Not sure about them charging.
nexona88
post Feb 14 2017, 04:19 PM

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Expect the rate to be lower this round...
But if can maintain 6% already very very good enough...

My expectations is around 5.8% or lower blush.gif
!@#$%^
post Feb 14 2017, 09:00 PM

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QUOTE(nexona88 @ Feb 14 2017, 04:19 PM)
Expect the rate to be lower this round...
But if can maintain 6% already very very good enough...

My expectations is around 5.8% or lower blush.gif
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just a thought, will there be mass pulling out of asx if it goes below 5.8% ? going down trend every year
nexona88
post Feb 14 2017, 10:06 PM

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QUOTE(alexanderclz @ Feb 14 2017, 09:00 PM)
just a thought, will there be mass pulling out of asx if it goes below 5.8% ? going down trend every year
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Hmm hard to say..
Those who invest are comparing with FD which is much lower..
And most won't take risk to invest in others type of assets..

Those risk takers already cabut last year... Went to FSM or foreign assets investments etc.

So I would say it's 50/50 chance..
Hansel
post Feb 15 2017, 09:24 AM

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QUOTE(alexanderclz @ Feb 14 2017, 09:00 PM)
just a thought, will there be mass pulling out of asx if it goes below 5.8% ? going down trend every year
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QUOTE(nexona88 @ Feb 14 2017, 10:06 PM)
Hmm hard to say..
Those who invest are comparing with FD which is much lower..
And most won't take risk to invest in others type of assets..

Those risk takers already cabut last year... Went to FSM or foreign assets investments etc.

So I would say it's 50/50 chance..
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I'm quite confident there will be no mass pulling out. Our Malaysian investing public is not so savvy,... at 5.8%,.. this is still good,... nothing to worry. Come to think of it, even at 5% also,.. there will be no mass withdrawals.
nexona88
post Feb 15 2017, 11:28 AM

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QUOTE(Hansel @ Feb 15 2017, 09:24 AM)
I'm quite confident there will be no mass pulling out. Our Malaysian investing public is not so savvy,... at 5.8%,.. this is still good,... nothing to worry. Come to think of it, even at 5% also,.. there will be no mass withdrawals.
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Hmm you're serious or just plain trolling laugh.gif hmm.gif hmm.gif
Hansel
post Feb 15 2017, 12:08 PM

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QUOTE(nexona88 @ Feb 15 2017, 11:28 AM)
Hmm you're serious or just plain trolling laugh.gif hmm.gif hmm.gif
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I'm serious, bro,... I believed if there is one thing we need not worry abt investing with PNB is the risk of mass withdrawals. Even if there are big withdrawals, PNB will 'eat' the units.
Chrono-Trigger
post Feb 15 2017, 01:43 PM

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got some units for ASW2020 today.
foofoosasa
post Feb 15 2017, 02:49 PM

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QUOTE(Hansel @ Feb 15 2017, 09:24 AM)
I'm quite confident there will be no mass pulling out. Our Malaysian investing public is not so savvy,... at 5.8%,.. this is still good,... nothing to worry. Come to think of it, even at 5% also,.. there will be no mass withdrawals.
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hmm not sure u trolling or wat bro.
if Interest rate cost = 5.25% then laugh.gif ? tongue.gif brows.gif
mee udang
post Feb 15 2017, 03:13 PM

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Is there some kind of requirement for ASB2?

I tried to apply for an account yesterday but the bank staff told me that I cannot and asked me to go to PNB and ask why.

I already have ASB account, just not sure what is required for ASB2. hmm.gif
theevilman1909
post Feb 15 2017, 03:25 PM

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QUOTE(mee udang @ Feb 15 2017, 03:13 PM)
Is there some kind of requirement for ASB2?

I tried to apply for an account yesterday but the bank staff told me that I cannot and asked me to go to PNB and ask why.

I already have ASB account, just not sure what is required for ASB2. hmm.gif
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it's standard for ASB & ASB2..

you needs to be Bumiputera, Mualaf or Minority race.
theevilman1909
post Feb 15 2017, 03:26 PM

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QUOTE(Chrono-Trigger @ Feb 15 2017, 01:43 PM)
got some units for ASW2020 today.
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others funds no units available?
mee udang
post Feb 15 2017, 04:24 PM

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QUOTE(theevilman1909 @ Feb 15 2017, 03:25 PM)
it's standard for ASB & ASB2..

you needs to be Bumiputera, Mualaf or Minority race.
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I understand those standard requirements to get an ASB or ASB2.

What I could not understand is that since I am eligible for the first ASB, why am I not allowed to register for ASB2 by default? confused.gif
cklimm
post Feb 15 2017, 04:46 PM

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QUOTE(theevilman1909 @ Feb 15 2017, 03:26 PM)
others funds no units available?
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got some for as1m, after 4 days of trying
sandkoh
post Feb 15 2017, 06:04 PM

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QUOTE(Hansel @ Feb 15 2017, 09:24 AM)
I'm quite confident there will be no mass pulling out. Our Malaysian investing public is not so savvy,... at 5.8%,.. this is still good,... nothing to worry. Come to think of it, even at 5% also,.. there will be no mass withdrawals.
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5.5% still much better than fd leh.
theevilman1909
post Feb 15 2017, 06:13 PM

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QUOTE(mee udang @ Feb 15 2017, 04:24 PM)
I understand those standard requirements to get an ASB or ASB2.

What I could not understand is that since I am eligible for the first ASB, why am I not allowed to register for ASB2 by default? confused.gif
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no idea why your application is rejected.

others that I know have no issues having both ASB & ASB2 or even others asnb funds

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