ASB 3 is almost similar like ASW / ASM..
No bonus.. Just normal dividend...

And yes.. Only bumi can buy.. If u mean Non bumi Muslim @ muamalaf.. Then yes.. Same like ASB...

Well this month have extra factor.
Stock market heavy selling..

Some take opportunity to buy up some cheap heavily sold shares 😀

U must be very close with your neighbor.. Even know their investment.. Who holding what & where

Even I also don't really know what their holding.. If they got ASB or not.. I only know they got few house & shoplot since they also my neighbor lot there 😂😂😂

Good..
Not many are close like u...
Some don't even know who the neighbor are 😂😂

Well ASB 3 is good choice... But there's fund size limit... Not so sure if already full or near to full.. Just use MyASNB portal top up until error 068 is out 😃

only next year we shall know if can maintain 6% or dropped to 5.5%

Bold part..
Not relevant to non bumi funds... Because bumi funds die die must maintain 6% & above because of loans...

And u know what... After the latest adjustment in master prospectus of the funds.. Now its benchmark against 12m Maybank FD rate instead of KLIBOR 😊

So as long its, just 0.05% more than FD rate.. They don't needed to work hard & already achieved target 😴😴😴

This post has been edited by nexona88: Oct 17 2018, 08:29 PM

yes. the fund also invested in similar stocks...
but their entry cost & dividend is different.. not forgetting huge reserved of almost 8year earlier (extra $$) than those non bumi funds..

remember ASB came out way earlier first... then only ASW, ASM, AS1M later on...

and from my noobie naked eye... seems like ASB gotten A gred investment fellows to run the fund while those non bumi funds just get the leftovers one... (I could be wrong tho)...

there's some correlated between bumi & non bumi funds.. but not that apparent seems like some "hidden force" manipulating

This post has been edited by nexona88: Oct 17 2018, 10:47 PM

Branch should know also...
And its would be deducted from the units transfer..

Only those agents noobie... Form also don't have

Well I did saw the notice posted saying 10k

I saw at the HQ post office..
Smaller one, I'm not sure.. Maybe 5k only 😄

Wah..
Contra to saving account got limit meh??? Not unlimited

Cash withdrawal should be correct.... Because not all place have hard cash ready for big withdrawals...

contra means withdrawal $$$ deposited into your savings account..

example... u got Maybank account... u go withdraw at Maybank... straight the $$$ go your bank account

20.88% for 1 month??
Seriously..

Well just my opinion... Sara could have some risk.. The unit price can go either way.. Up or down... If up up.. Then u safe & profit too... But If it goes down after u buy it.. Then good luck on profit or break even 😊

So your only choice is go for pure FD or open up new fixed pricing fund... Your take...

Ohh.. No wonder..
Typical bankers trying to scam hit monthly target 😴

well FP is somehow capped around 6% dividend (might change future on)

VP funds performance is just so so only... not really worth to buy if u ask me.. unless u needed to open first time to get nombor ahli.. then buy minimum amount only

and for 3 funds.. it's the same baskets... u go 3 or 1 not really matter... only the 3x per year... and the dividend u look.. is the same only....

at least u know there's name change..

some even don't know at all until I tell them... too busy enjoy their life.. what happening in the country also don't know

for u.. went searching high & low for the relevant information since we got long history
if others ask me... krik krik... won't even bother searching...

and My mistake.. it's ASB 2 till 2020.. others till year end only
(If I'm correct in reading the info)



This post has been edited by nexona88: Oct 21 2018, 04:10 PM

well the exemption could be extended too

Previous Post

like I said previously..

it's like 50/50 risk..

SC can give approvals to extend the period (since last one expired on 2015, extended to 2018).. to year 2020 (expire same time as ASB 2)

or finally full stop year end..

it's your choice to keep or withdraw as previously said by fellow forummers

I think the Master Prospectus only out Next year.. because it's too late to have new master prospectus now...

and if there were change to VP.. PNB needed to give time & advance notice... and give option too.. simply cannot change overnight..


oh before forget..
while u are it reading the master prospectus..
try see if there any clause saying needed to call EGM for unitholders to make major changes to the funds

This post has been edited by nexona88: Oct 21 2018, 09:53 PM