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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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nexona88
post Oct 16 2018, 11:45 AM

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QUOTE(HMMaster @ Oct 16 2018, 11:30 AM)
ASM2 = Wawasan?
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refer
user posted image
nexona88
post Oct 16 2018, 12:30 PM

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QUOTE(HMMaster @ Oct 16 2018, 12:09 PM)
I'm surprised that he manage to get ASM2... I tried so many times also cannot get.
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it's just pure luck...

sometimes I also get like few K after few tries rclxms.gif
nexona88
post Oct 16 2018, 01:01 PM

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all 3 fund dividend rate not much difference..

any of the fund also can top up if available...
nexona88
post Oct 16 2018, 01:18 PM

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QUOTE(moiskyrie @ Oct 16 2018, 01:03 PM)
Want to ask, asnb equity 5 and Sara 2, non bumi can subscript? Start need how much?
Read from asbn start can rm10...
But maybank staff say minimum need 25k and can't take out...and can't add additional fund......
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it's the promo bundle products...

either staff newbie or just chasing for target cool2.gif

so be careful... u actually don't needed 25k to buy... even rm100 is enough..
better u go another bank like cimb, rhb, affin, ambank or go asnb branch
nexona88
post Oct 16 2018, 01:32 PM

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QUOTE(WinterDays @ Oct 16 2018, 01:22 PM)
can, minimum RM10

yesterday i go CIMB, their officer also trying to con me

i go put fd and open asnb account, then she keep convince me to take their bundle

fd 1 month or 3month, 20% something (didn't listen carefully)

i tell her i just want to open asnb with RM100, she say minimum is RM1,000

i say i ask already, 100 can, she speechless, then she say if i take their bundle, Sara 2 SC only 3.5%, if not, SC 4% sweat.gif

very tricky, they many pattern one
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damn...
really cunning people... SC is 3.5%.. where got 4% one...
I think, for now.. open account.. better go ASNB... at least they won't really con u..
nexona88
post Oct 16 2018, 03:46 PM

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QUOTE(moiskyrie @ Oct 16 2018, 03:22 PM)
Look like will escape work go asnb branch to open account....
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QUOTE(moiskyrie @ Oct 16 2018, 03:29 PM)
Forgot to clarify....those 2 fund confirm non bumi can buy also?
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u mean equity 5 and Sara 2??

yup. both can buy rclxms.gif
nexona88
post Oct 16 2018, 04:02 PM

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The transaction was declined due to insufficient units available. Please try again later (068)

bangwall.gif bangwall.gif vmad.gif
nexona88
post Oct 16 2018, 04:09 PM

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QUOTE(moiskyrie @ Oct 16 2018, 04:03 PM)
No more units?....
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ASM, ASM2 & ASM 3 icon_question.gif
nexona88
post Oct 16 2018, 04:22 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 16 2018, 04:12 PM)
From 1pm till 3.30, get nothing.  Sien.
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today seems harder to get hmm.gif hmm.gif
nexona88
post Oct 16 2018, 04:30 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 16 2018, 04:24 PM)
Before 12.30pm managed to top up 48k asm3.
After that , rajin hamtam captcha but kosong .
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ooh..
then I think got someone withdraw high end 5 digits amount... 88k brows.gif 99k icon_idea.gif
nexona88
post Oct 16 2018, 05:16 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 16 2018, 04:42 PM)
I think not a person withdraw big amount  .

But one after another.

Asm3 party is over.
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well u got valid point..

must be continuous withdrawals of 5 digits per transactions... should be over 200k units available for u to get 48k..
because I remember one staff mention.. if 1 person were to withdraw 100k.. then the units would be available at least 15min to 1 hours max.. I donno how she come to that conclusions.. must be from personal experiences..
nexona88
post Oct 16 2018, 05:25 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 16 2018, 05:22 PM)
At the moment , we are lucky cause still have ppl withdraw .

If everyone same like our patterns, only top up then keep many 10years . Next coming person will cry.
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well there's very strong reason why they withdraw..

buy cheap lelong properties.. shares or just to cover business losses biggrin.gif
nexona88
post Oct 16 2018, 06:02 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 16 2018, 05:35 PM)
If buy lelonng property 100k or below then return better than 6% asnb.

Maybe more to bursa , TM cheap cheap now. smile.gif
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well u would be surprise there's lelong property at okay rate... just that u needed to look deeper & harder brows.gif

some stock in bursa also look attractive.. due to heavy selling.. some have recovered... *Cough*MRT*Uturn*Cough* innocent.gif sweat.gif
nexona88
post Oct 16 2018, 08:05 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Oct 16 2018, 06:49 PM)
Sinking submarine TM top 30 share Holder as at 5march2018.

Lolz .
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ASB again...
All the heavy selling counter the fund is top 5 tongue.gif

Good luck on getting 7% dividend this year December whistling.gif
nexona88
post Oct 16 2018, 08:20 PM

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QUOTE(Ramjade @ Oct 16 2018, 08:19 PM)
Gone la our 6% next year. cry.gif
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5.5% dividend whistling.gif
nexona88
post Oct 16 2018, 10:21 PM

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QUOTE(kart @ Oct 16 2018, 09:07 PM)
You could be correct. Thanks for sharing your opinion. smile.gif

I am more than happy, if PNB can maintain the dividend rate of all non-bumi FP at 6% or more.

There is no need for such fancy promotions and contests, that cost money to be organized, and may reduce the dividend rate of FP.
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I got doubt can sustain 6% dividend rate for next year icon_question.gif hmm.gif hmm.gif

but would be happy if they can.. really respect them when the market portfolio / stock at losses rclxm9.gif
nexona88
post Oct 16 2018, 11:00 PM

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QUOTE(Ramjade @ Oct 16 2018, 10:45 PM)
Maybe my prophecy is coming true? Remember how I said asnb can only sustain 6% dividend for about 3 years+?
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yeah....i remembered...
so don't dump all in 1 baskets devil.gif
nexona88
post Oct 17 2018, 08:07 AM

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QUOTE(MGM @ Oct 17 2018, 03:43 AM)
https://1-million-dollar-blog.com/dividends...m-wawasan-2020/
Klse was below 300 during the 97-98 financial crisis.
Dividend has always been more than 6% all those years since 1997.
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True.. During 97/98 crisis they still managed to give good dividend.. Should be from reserved $$..

But u see past few years.. The dividend amount paid is more than income... U think can sustain more longer period???

Just we needed to prepared the worse case possibilities 😊
nexona88
post Oct 17 2018, 08:09 AM

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QUOTE(kart @ Oct 17 2018, 04:41 AM)
I agree with your point, and we have to be mentally prepared for the possibilities of less than 6% dividend next year.  sad.gif

Then again, if we go to MyASNB portal, you can see that PNB is giving 100 iPhone X, to encourage investment from new members into ASNB.

In my opinion, it costs money to give away 100 iPhone X, and such cost may result in reduction in FP dividend rate.  sad.gif
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Well I guess the cost of iPhone X is much cheaper because bought in bulk 😄

And I think the cost should be spread across all funds expenses... So each fund should just pay small amount only 😃
nexona88
post Oct 17 2018, 11:40 AM

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QUOTE(yklooi @ Oct 17 2018, 09:03 AM)
but just last year (2017) the global markets including Malaysia's market had been good, but they still gives 6%.....
is there a possibility they kept the extras from last year to be given out this year or they kept the last year's extras to top up the drying well that they drew the water from all those previous years?
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Hmm...
Malaysia market is good..
The portfolio of the funds also performed well?? That's the biggest question...

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