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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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kovin
post Jan 26 2018, 01:42 PM

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Housing loan 4.65%
ASX 6%
30 Years

user posted image
You will need to pay RM17,125.85 in interest

user posted image
you will earn RM94,869.82 in interest

This post has been edited by kovin: Jan 26 2018, 01:48 PM
kovin
post Jan 26 2018, 01:58 PM

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QUOTE(Littlebirdie @ Jan 26 2018, 01:52 PM)
Interesting!  if refinance RM200k , earn RM1 mil in 30 years?
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if only if interest stay the same @6% for 30 years
kovin
post Jan 26 2018, 04:29 PM

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QUOTE(nexona88 @ Jan 26 2018, 04:22 PM)
went to the banks to do some banking stuff..

as I'm leaving out.. saw one of the staff desperately promoting ASG fund to Indian guy.. pity at the fellow.. falling on the "trap"...

if I'm not rushing to other place. sure I would stop.. slow talk to the Indian fellow.. by saying.. wait for Next Monday.. go open new AS1M account because jibby very good. give special Indian quota for the poor (those below 30k balance)....

feel bad now blush.gif
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ppl need to learn from mistake, so do I.
Just "removed" my ASG-Kesihatan after 3 years, luckily still untung abit.

This post has been edited by kovin: Jan 26 2018, 04:29 PM
kovin
post Jan 26 2018, 05:11 PM

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Just to share my experience.
few years back, I walk in MBB as that time FD is having promo,
sitdown and talk to finance advisor,
here is my hard earn $ of 120K, please advise me how should I invest,

FA introduced me:
Takaful UT
ASG
and of course FD
All equally split

here goes my learning curve and few Ks of education fee.
kovin
post Jan 26 2018, 05:21 PM

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QUOTE(Ramjade @ Jan 26 2018, 05:17 PM)
Wow. Money gone just like that. Thank God I never listen to anyone that try to sell me things.
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appreciate all abang & kakak here,
just feel like light at the end of the tunnel, after I found you all here!!!!
kovin
post Jul 29 2018, 09:20 AM

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@_@ nothing going on !
kovin
post Aug 21 2018, 04:36 PM

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QUOTE(junclj @ Aug 21 2018, 03:29 PM)
I was keep correcting the mistakes then finally I did it.

https://drive.google.com/open?id=1aRGAiqB6o...TeGV50kzMB3y-SI
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what is this for actually rclxub.gif
kovin
post Aug 21 2018, 05:51 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Aug 21 2018, 05:28 PM)
I guess is record from the first day buy asnb until today and record of dividend as well.
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26 years!! just blink.gif wow

total dividend earnt RM50,939.04
kovin
post Aug 30 2018, 01:44 PM

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QUOTE(ken_zen @ Aug 30 2018, 01:40 PM)
Ok. Thanks  smile.gif
Another question, will it only match the exact amount on what we key in? Let say i key in RM1000 but current available units only 100, will the system decline my transaction?
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system will only match the amount you key in, if units available is lesser, it will indicate insufficient
kovin
post Aug 31 2018, 09:56 AM

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QUOTE(dlttdltt @ Aug 31 2018, 09:39 AM)
Asw new balance now reflected.
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why I can't see?
kovin
post Aug 31 2018, 11:32 AM

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QUOTE(alexanderclz @ Aug 31 2018, 11:15 AM)
see your total units. then do your own reverse calculation by deducting ur other asnb product units and existing asw unit, and u’ll get ur dividend amount.
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Thanks! icon_rolleyes.gif
kovin
post Sep 3 2018, 09:25 AM

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BANK PAGE ERROR !!
kovin
post Sep 3 2018, 09:38 AM

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QUOTE(EvoluT3r @ Sep 3 2018, 09:37 AM)
Just manage to top up 1k
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via which bank?
kovin
post Sep 3 2018, 12:55 PM

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Need to wait IT back from lunch to restart server
kovin
post Sep 3 2018, 01:42 PM

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QUOTE(fun_feng @ Sep 3 2018, 01:40 PM)
still down here...

What bout u  guys?
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SAME
kovin
post Sep 3 2018, 01:54 PM

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is back, fast fast, many available
kovin
post Sep 7 2018, 08:33 AM

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QUOTE(Ancient-XinG- @ Sep 7 2018, 05:29 AM)
sure...
I am drafting new ver....
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Thank you TS, well appreciated.
kovin
post Sep 21 2018, 10:57 AM

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anyone anyfish today?
kovin
post Sep 27 2018, 10:53 AM

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AS1M --> ASM3 (renamed)
kovin
post Sep 27 2018, 10:55 AM

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ASM3 distribution 6% announcement by Zeti
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