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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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foofoosasa
post Jan 25 2018, 09:22 AM

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so many rich people here laugh.gif

like unlimited bullet notworthy.gif
foofoosasa
post Mar 16 2018, 04:59 PM

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QUOTE(feelsbadman @ Mar 16 2018, 11:38 AM)
asb 2 limit reached, does it mean cannot open account or take asb 2 loan anymore?
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move all your fund to asw2020, then max loan in asb2 hmm.gif
foofoosasa
post Apr 2 2018, 09:18 AM

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QUOTE(gonzalo20 @ Apr 2 2018, 09:15 AM)
my interest of asb just hike from 4.80 % to 5.05 %. haish
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hmmm spread is more tight already?

7.25% - 5.05% = 2.20%

guess still ok ? hmm.gif
foofoosasa
post Apr 2 2018, 09:44 AM

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QUOTE(gonzalo20 @ Apr 2 2018, 09:38 AM)
How u considered its ok when the installment is increase? Hehe
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you still earn free money tongue.gif laugh.gif
foofoosasa
post Apr 5 2018, 03:42 PM

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QUOTE(veera77 @ Apr 5 2018, 12:33 PM)
ASW is in mega sale  hmm.gif
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many unit available now? hmm.gif
foofoosasa
post Apr 13 2018, 03:52 PM

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QUOTE(nexona88 @ Apr 13 2018, 03:40 PM)
Yeah..
Do agree EPF is for our retirement.. That's no one can denied...
But u needed others investment too.. Cannot just fully on EPF alone.. Really insufficient... Needs both safe & high risk investment for diversification purpose...

As for easy exits / emergency use.. EPF is not the right investment.. Its ASx fund.. Anytime on the spot.. Unless suspension period...
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suspension period actually last for how long? hmm.gif

I never withdraw my fund once tongue.gif bruce.gif
foofoosasa
post May 8 2018, 10:42 AM

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how about AS1M , ASW2020 ?

Do people easily can top up too?
foofoosasa
post May 31 2018, 08:06 PM

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QUOTE(MGM @ May 31 2018, 03:56 PM)
These ppl must be ignorant/desparate to sell at the end of the month. Should hold on for 1 more day.
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How much they lost the interest from 1 day? hmm.gif

To be honest i never bother to know how exactly they calculate the dividend despite my holding more than 8 years. laugh.gif
foofoosasa
post May 31 2018, 08:13 PM

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QUOTE(MGM @ May 31 2018, 08:12 PM)
Well u can carry on with that thinking, it is your lost.
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Very good this reply, i like the lansi ness. laugh.gif
foofoosasa
post Jun 1 2018, 03:08 PM

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QUOTE(nexona88 @ Jun 1 2018, 02:28 PM)
Seems like AS1M is still getting the hit from 1M name...
Donno how many times want to say.. Its not involved in 1M scandal... Just name only...

PNB better seriously needed to change.. But looking at their statement on ADAM50 & others big projects.. They might be die die keep the name as it is... Stubborn I guess devil.gif
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Wat can do perception is bad.i withdraw half of my as1m too. Hmm hmm.gif but i use the fund punt in stocks ...too many sales unsure.gif

This post has been edited by foofoosasa: Jun 1 2018, 03:11 PM
foofoosasa
post Jun 1 2018, 08:10 PM

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QUOTE(nexona88 @ Jun 1 2018, 04:23 PM)
good.... some would be happily clicking away to buy the units  biggrin.gif
keep up the good work...

but don't ask me to buy.. I have enough of all 3  brows.gif  icon_question.gif
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Your Collection of 6 digit every year is sure syok drool.gif drool.gif
foofoosasa
post Jun 21 2018, 11:46 AM

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QUOTE(smartinvestor01 @ Jun 21 2018, 11:35 AM)
I have a strong sense of feeling that the dividend for ASW2020 and AS1M might drop..

Well, as long as it is above the fixed deposit rate, it is still better.
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so expect only around 5.5% - 6% this year? hmm.gif

This post has been edited by foofoosasa: Jun 21 2018, 11:48 AM
foofoosasa
post Jun 22 2018, 08:00 AM

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QUOTE(nexona88 @ Jun 21 2018, 06:47 PM)
about the reserved / retained income for ASx funds...

there's positive & negative side to it...

Positive - well everyone knows, stable dividend all year...

Negative - those depending on ASx dividend to survive (for emergency purpose etc.).. would faced some issues.. also those ASB loans?? dividend below the loan rate how whistling.gif 

just my opinion.. can add if relevant tongue.gif
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If pnb allow dividend below loan rate, that probably will create the worst financial in malaysia history.
foofoosasa
post Jun 22 2018, 01:29 PM

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QUOTE(nexona88 @ Jun 22 2018, 08:03 AM)
Btw what's the latest rate for ASB loan??
Still 4.25%??
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last few month I asked my RM, she told me around 4.8- 5% effective rate if I am not mistaken. Sorry I can't recall well.

bangwall.gif
foofoosasa
post Jul 6 2018, 09:17 AM

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QUOTE(heavensea @ Jul 6 2018, 08:46 AM)
Hi guys, I've some questions about selling asnb funds.

1) let's say I'm selling my asnb funds at Maybank, is there any imitation of total selling amount that can be done by the same day?

2) can I sell it at Maybank, but requested to be deposited at banks like hlb, pbb?

Thanks in advanced. smile.gif
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I not quite understand 1st question.

2nd question,
last time I sell at maybank and request directly deposit into my public bank, they say can't do so. must sell and deposited in maybank account 1st then transfer to public bank. The transaction done few years ago la. probably it is different now.
foofoosasa
post Oct 9 2018, 01:49 PM

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QUOTE(Selectt @ Oct 9 2018, 11:15 AM)
why not? it is legal as long govt protected it. unless you know all details that is showing it is not ponzi because everyone is buying up and it has been generating consistent dividend despite most equity is not performing.
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I wouldn't say it is ponzi.

It is legal Daylight Robbery institution. laugh.gif

but who cares right? everyone enjoy the juicy compounded dividend distributed. sweat.gif

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