Yes, nowadays developers are struggling to sell houses especially semi-D and bungalows, and giving unbelievable discounts..
Its a bargain time for rich people...but for average people is big dream..

ASBN could give better return than property in long run if follow monthly force-saving method, assuming like u paying bank installment every month...eg. monthly RM3k in ASBN...after 10yrs, u r half millionaire.

So far, I heard people went to Pos office and maybank to open ASNB acc.

I wonder, does anyone here opened an account successfully from alliance bank?

I plan to open asm or as1m.
Still, any advice on this? Better to put all in ASW or opened other 2 and split my funds to all three?

Oh I see. Luckily I asked. I planned to go for
alliance bank haha

But the 3x dividend per year, how you calculate?

If I have MYR 600, I throw all to ASW with interest of 3% on dividend.
Is it the same amount of dividend I earned , If I throw MYR200 to each fixed funds and they all have the same 3%?

Sorry, I can't tell you are advising me seriously or ... 😅
I see. Thank you so much on the opinions. I am still confused on 3x dividends.

Guys anyone know when the soonest we will know how many percent ASNB will be giving for 2017???

Hmm got such thing printed meh??
How come I didn't see it..

Later next week I go see 😁

He he..Even my wife teased me by giving title ‘most resposible father in earth’

Target to put RM100/month/kid...sikit2 skrg lama2 jadi bukit

Actually property investment totally different with ASx.

Property is 10x leverage investment (pay 10% deposit and own 100% property) with lowest interest rate in market. Major risks involves location, future development & infrastructure, rental return, surrounding socio-economic group, safety, mortgage interest BLR fluctuation, buyer/tenant readiness (for selling/renting) etc.

ASx is saving+investment with zero leverage but with compounding interest. Can cash-out anytime..no need wait for buyer, no need to pay real-estate agent/lawyer/gain tax if any.

So, difficult to do apple-to-apple comparison.

The best we can do..invest in both property and ASx

Actually how does the ASB special bonus works?

Already see in social media..
Many already syukur the divided given...

Since the special one is focus on B40 which previous post says is the majority voters & king makers in many areas especially rural one...

Jibby is very smart this time.. Playing his game well.. Strategy to win 😎

hope next year will be a better year for everyone.

In PNB we trust

7% next year for ASW2020/ ASM/ AS1M

Small gift by ASNB..
Thanks so much..

Now I waiting for good news on March 2018.. Bonus for ASM     

Yup..
Wait lor..
Mr. Postman buzy.. Needed to send many letters to people 😊

Yup in USD...

7 digit is my ultimate target for ASNB...hope can reach soon...so can have RM5,000 monthly passive income..for my retirement fund/expenses

if my other higher aggressive/risk investment gives me 'better than expected' return...i could achieve the 7-digit target much faster..

anyway, I always keep 60% of my investment portfolio in ASNB..

Yup..for me no need to pay tax in MY, bcoz i earn salary from overseas firm and salary deposited in overseas country bank account.

Only pay tax in MY if u work overseas but earn salary in MY and salary deposited in Malaysian bank (normally for Malaysian who work for Malaysian company and sent to work oversea for company overseas project).

Prop, yes i pay still all cukai taksiran and cukai tanah..prop rental income till below taxable bracket, so no tax on rental income..

Other investment, all are tax-exempted eg ASNB, EPF, stock dividend.

Realised profit gain from Bursa exchange trading, I don’t know whether taxable or not..

Bitcoin/Altcoins - crypto-currency no one is regulating for now...once regulated one day then can think abt that..anyway i only invest less than RM10k only..unless my coins suddenly surge 2000% tomolo... then its different case..ha ha

Hi all, happy new year!

I am newbie in ASx, just started to study about it since yesterday - one of my to-do things for 2018! I know I have been very late to invest in ASx, well, it is better than to be late than never, isn't it?

I made calls to ASNB offices this morning to enquire about opening ASW / ASM / AS1M account (yes, I dont have an account  ), I was told that I need to go to ASNB office physically to queue to wait for available units. I understand that it is extremely difficult to get available units and what I can do is only to try my luck to go there, to wait and pray. I have tried to ask before in those agents (bank branches), the answer is the same.

May I know is  going to ASNB offices to sit and wait the only option to open an account? Is there anything else I can do?

How to register to use online portal please?    I pun few years back used to wait at bank during my lunch hour but always kosong.  So sien and fedup so I moved my funds to fixed income funds.  Now got access fund to invest again so looking into this again lah.    If now got online top-up then good, but do we need to pay for every unsuccessful transaction please?  Thanks.