Think very very carefully. Buying a home is a very huge investment. Good to have dreams but don't get carried away. A large chunk of your monthly salary will go towards servicing then loan and most of it will be used for paying the bank's interest and only a very tiny portion for the principle during the early years. Buy within your budget.

Very true. Of course there are many who do not wish to do that, hence they pump in $ every month, but for many others there are so many commitments - PTPTN loan, car loan, rent, food, parking, petrol etc. It's tough for these people unless they are born with a silver spoon..

This post has been edited by abhipraaya: Jan 22 2017, 08:39 PM