TS, you can start small doing business. If you are really want to give a try and lower your risk, you can do partnership<<----- but Im not encourage everyone to do this. Once you failed, the modal to fork out by half or based on agreement between your partners.

Once you failed, you got a new whole level of experience. Use that experience to make you a better person and start a new business plan. Nobody said business fail = end of life. Somehow I felt failure will make myself want to venture even more. Learning curve is higher than you merely working in the company. You will know how to social, EQ, IQ, critical thinking, responsibility, and also your future.

Dont worry TS, life is meant to be enjoy. Business is a freedom of what you want. Working is a rat race unless you felt you can go for corporate ladder. As /k quote. Jilat, Jangan X Jilat.

Choose what your life wannabe, not others decide what your life are.