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 Car Loan Problem, Need advise pls..

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omnimech
post Jan 12 2017, 01:53 AM

DaFuQ
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Senior Member
1,441 posts

Joined: Nov 2006
From: I Do Not Know
QUOTE(monara @ Jan 12 2017, 01:47 AM)
Omg ts, Hrv sommore 😅
Just curious, if the car has insurance and get stolen, can  claim insurance based on sum insured right..
*
if 1st year, can claim back 100%

But Loan has interests < -- will need to pay this
1st yr insurance <-- will need to pay this

probably end up, still need to pay some money.

LOL

TS,

Just sell the car, take money from that morons mother and pay off the remainder.

it's his family problem.

you on the other hand better fix your brain.. no idea why u are stupid enough to be a guarantor
omnimech
post Jan 14 2017, 09:35 PM

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1,441 posts

Joined: Nov 2006
From: I Do Not Know
QUOTE(luvjiajia @ Jan 12 2017, 11:57 AM)
i was thinking that if i take back the car, i will pay him back the rm15k deposit that he paid initially. But do i have to pay back the past 1 year installment that he paid off? Or those are consider as the "rental" during his possession of driving the car for past 12 months?

It is my huge mistake when i decided to help him but he seems to taking advantage of my credit rating and causing a serious mess up with my CCRIS... i will take to him and have a clear cut to any financial related stuff from me.  sad.gif
*
Woman. Whats wrong with you ..

DOnt pay him back anything, just take the car back and pay for it and clear your name.

Its his problem that he fucked up. This is his problem, not yours .

Dont pay him back for the installment. this is rental.

Dont pay him back the 15k .. this is for all the trouble he put you through. Let him learn a lesson.


omnimech
post Jan 14 2017, 09:35 PM

DaFuQ
******
Senior Member
1,441 posts

Joined: Nov 2006
From: I Do Not Know
QUOTE(luvjiajia @ Jan 12 2017, 11:57 AM)
i was thinking that if i take back the car, i will pay him back the rm15k deposit that he paid initially. But do i have to pay back the past 1 year installment that he paid off? Or those are consider as the "rental" during his possession of driving the car for past 12 months?

It is my huge mistake when i decided to help him but he seems to taking advantage of my credit rating and causing a serious mess up with my CCRIS... i will take to him and have a clear cut to any financial related stuff from me.  sad.gif
*
Woman. Whats wrong with you ..

DOnt pay him back anything, just take the car back and pay for it and clear your name.

Its his problem that he fucked up. This is his problem, not yours .

Dont pay him back for the installment. this is rental.

Dont pay him back the 15k .. this is for all the trouble he put you through. Let him learn a lesson.


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