I have only used a couple of online banking services and so far they are pretty good, but what about you guys? Which bank in your opinion and experience do you think is the best for online banking? Of course, a few factors need to be thought of such as :-

- Security
- User-friendliness
- Speed
- Customer Service
- User Functionality (do you have good control of your account, statements, receipts, applications, etc)
- Banking Coverage (as in the ability to widely cover all sorts of payments, transactions, etc)

Probably also good to factor in these factors :-

- Banking App (do they have an app and is just as good?)
- Ease of Registration
- Wide and Helpful FAQ
- I dunno...what else ah

I might have missed out some banks, but this should be the general list.

i only use cimb and maybank, i prefer cimb

This post has been edited by EarendurFefalas: Jan 11 2017, 03:05 PM

so far I only use

- CIMB
- RHB
- Ambank

I'm prefer CIMB interface except their loading time. Ambank worst

maybank by miles, citi and hsbc comes close. cimb is shiat.

Hong Leong Bank.
Definitely the best I've tried compared to Maybank, Citibank, Public Bank and CIMB Clicks.

Using CIMB, Maybank, Hongleong, Citibank and UOB.

Rank base on preference:
1. CIMB
2. Maybank
3. Citibank
4. Hongleong
5. UOB

You should remove Affin, you've have never seen an online banking that's made in the 1990's until you view Affin's.

My preference:

1)HSBC (Layout easier to navigate)
2)Maybank (Websites sometime not responsive, laggy at times)
3)Public Bank (Laggy and slow. Very hard to search for settings)

My preferences in order:
1) Hong Leong Bank
2) Maybank
3) Citibank
4) HSBC (confusing credit card statement)

In my personal view i think Maybank > all
CIMB is good but always got downtime
Affin? Doesn't feel secure at all

One thing I hate about Maybank2u. Transaction details shown are very sparse. There's not even time for when the transaction was performed (there's only date), beneficiary or sender account number and their bank name (for IBG)

This post has been edited by FourZeroFour: Jan 14 2017, 07:26 PM

I prefer citibank over maybank

only used three, ranking below

1- Maybank (Especially mobile app, loved the fingerprint feature)
2- CIMB
3- RHB - very leceh to use. exp if open ibg page already need to insert tac number. not when after confirm want to transfer

1. Cimb
2. Maybank
3. RHB -> still shit after UI revamp. so troublesome to view transaction history and difficult to perform IBG.

cimb>citibank>m2u

online banking service that i used are maybank, cimb, rhb and bank islam.

maybank is for me the best.

the worst for sure, bank islam. better for them not to have online banking service at all..

voted hong leong bank... seems to have everything i need...

maybank has plenty of functionality but some stupidity here and there.

This poll will be biased towards the big banks anyway.

U think wveryone have accounts in all banks to assess?

Maybank > all

But but RHB have function to topup money from RHB to paypal account.

I use Maybank mobile banking
Debit card is best having monthly interest ,no more queue for deposit machine

And funniest banking apps are by Bank Islam

I am not sure why the developer combine some religious apps together with banking apps. Compass apps + banking apps? Doesnt feel secure at all
.

Agreed. I've used Hong Leong, Maybank and Citibank.

Maybank probably has the most functionality but the design, user interface and navigation are terrible. I don't understand why the login name is a long string of random number? Do Malaysians all have good memory? If you need to write down your user ID some where, this could be another security risk.

Hong Leong the best. Quick, secure and best application. Highly recommended✌✌✌

Maybank>CIMB>PBE>RHB>SCB

Seriously if there's award for the worst online banking interface the winner goes to scb, their new revamped interface takes the cake. used to be the best then they started to simplified.. lose out alot of essential features. E.g sum up all the total amout across all your account for ease of use. PBE despite being simple its still intuitive and everything is easy to reach.. bloody hell SCB wants you to hover over a tab so that they can throw in a long list of features floating.. they should just fire their IT contractor for this.. anyway, i'm slowly moving out all my money from this bank. Complained few times but still ignored and tell me they're not going to give back the old interface.

I moved all my money from RHB and close account because of its stupid ibk

Strange, my login name is my name .. not a number

I thought when you first sign up your login is ATM card number and you can change it afterwards?

I use maybank and hong leong online.
maybank has tons of services.
hong leong is very secure sensitive.
one is the best and the other is paling bagus.

I only used 2 but it will be

1. Maybank
2. CIMB

Maybank app is pretty good. You can approve a transaction with just a fingerprint instead of tac.

Not a lot of people use it but alliance bank is the best. The worst is public bank

I have only used two: CIMB and Public Bank.

Personally, I prefer CIMB over Public Bank when it comes to online banking.

*deleted

This post has been edited by wenkernboys01: Jan 2 2024, 04:35 AM

Maybank > PBB, Citi, POSB, UOB

I use m2u, CIMB and HSBC. Both Maybank and CIMB are ok

For me, hlb > maybank > cimb

Can post pic?

Hong leong was my preferred in term of mobile app. Transferring money using their shortcut is just fast and neat. Maybank is good but nothing special.
Pbb is like dont bother to update their app. Stay the same with yesteryear reso.
Ambank ? The last time i use it was last year , seems like mirc era app and i deleted it. Not sure they updated it now or not.
Rhb constantly updating their app but stop using it nothing special as well.

public bank is the shittiest if consider their size

u buy wif card or online banking? online banking and credit card system quite diff...

I like Maybanks finger print scanner for the app. I hope CIMB will implement it as well.

I have internet banking with CIMB, Public, OCBC and StanChart.

User interface wise, Public looks outdated, just like their branches. The other three looks good and modern.

Ease of use wise, CIMB is a little quirky and a new user would need to click here and there to explore and learn how to get things done. Whereas Public, StanChart and OCBC are straightforward in navigation and intuitive to use. OCBC is the best in this aspect.

Security wise, I like that Public and CIMB require 2 factor authentication (2FA) for all payments and fund transfers, thereby increasing security. OCBC and StanChart only require 2FA when setting up new funds transfer payees and billing payees. Thereafter you don't need 2FA when doing transfers and payments. However OCBC is the only one that requires 2FA for logging in to the internet banking site.

My vote of best overall internet banking experience among this four goes to OCBC.

I have online accounts with Maybank,RHB,Hong Leong & UOB. My preference is Maybank. User friendly,good security & premium looking payment receipts!


Lately Maybank has introduced a new format. Not very happy with this. Maybe i'm not used to the new features. Lucky both formats are available, its customers choice!

This post has been edited by SKYjack: Dec 14 2018, 08:35 AM

Recently I have been very angry with Cimbclicks implementation of the Google Image Identify thing. Everytime I need to login I got to do the game of choosing all square with certain images, absolutely ridiculous!

Mb2u > all

Which bank online banking is best now?

I still use Maybank but I prefer the older M2U app vs their new MAE one

Maybank wins, no competition at all

https://www.ambank.com.my/eng/small-busines...count-digitally

Digitally open and operate your Business Current Account on AmAccess Biz

Who can open a Business Current Account online?

All SMEs that fulfil the following criteria are eligible to open a Business Current Account via AmAccess Biz:

Incorporated in Semenanjung Malaysia (registered with SSM)
For Private Limited/Partnership, the number of Directors/Partners must be less than or equal to four (4)
The owner or all the Directors/Partners of the company are MyKad holders*
*New MyKad issued since January 2012 with 80k chip.


How to open a Business Current Account?

Visit biz.amaccess.com.my, click on "Open An Account Now" and follow the steps.
Download the AmAccess Biz app from your phone's app store.
Scan your MyKad and you are done!

I wish to know as well. Other than Maybank, which is good

GX Bank - Malaysia first digital bank

MBB experience not bad

Now trying GX bank

cimb app cacat one like web-based app and not app.

They even cant allow to paste account number and reference. You need to type it.

I think that is the case in web also

Don't know who's idea to disable paste.

Memang otak dekat lutut kot

Yes, web also.

In app, so many buttons to click before you can do instant transfer. The team who designed it also cacat one.

They gave me the reason that the paste feature is disabled to avoid you paste wrong info.. cacat or not?

This post has been edited by jack2: Dec 14 2023, 08:17 PM

GX if they speed up with features, can be the best one

Not asking for features like sama sama lokal or ERL tickets that Maybank provides.. but like debit card, jompay, duitnow QR.. I know it's coming.

For Muslims, some might not like it. It is not shariah.

I also keliru.. I think typing is more prone to mistake

but so strange, there ARE 47 votes for CIMB. I believe they never use other banks before.SO they thought CIMB is the best.

It's still better than most bank in many other terms of usage..

Just saw someone shared story about GX bank got banned temporarily, due to multiple transactions in short time.

Thread under financial section

Not really.

Have you counted how many times you need to click before you can fill up the bank info of someone you wanna transfer?

Strange isn't even the 48 votes for CIMB. It's the 21 for Public Bank.
Guess it's staff vote.

Haven't really paid attention on that.. will try later.. play transfer between my own accounts

I believe they never try other banks. And they have only CIMB...

Try it.

1. Choose within CIMB or others
2. Apa instant or giro

cant remember..already closed the cacat acc

that alliance one must be internal staff huh - digital team?

haha. alliance bank is notbad la, better than CIMB.

I prefer UOB because use PIN to authorise transfer instead of those Secure/Approval

Face ID to authorised my payment that the best app

public bank finally has new interface for online banking. Very international yo