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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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yongs90
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 May 6 2018, 08:17 PM
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Getting Started
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1. Annual Income: RM48K (gross)
2. Free Lifetime Annual Fee: Must or with 12 swipes a year
3. Card required for: utilities, occasional dining, occasional entertainment (GSC, TGV), insurance premium, electronics products (hard disc, pendrive)
4. Existing credit cards (if any): Hong Leong Bank Essential Visa Gold, Ambank BonusLink Visa Platinum
5. Interested in Credit Card from: No bank preferences, more on CashBack, 0% balance transfer
Applied (6 May 2018):
Maybank FC Barcelona Visa Signature Credit Card
Public Bank Quantum Credit Card
This post has been edited by yongs90: May 6 2018, 09:28 PM
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yongs90
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May 6 2018, 09:30 PM
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Getting Started
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QUOTE(fruitie @ May 6 2018, 08:20 PM) M2Cards, FCB VS. Apply these two first. Maybank 2 Cards? Gold and Amex? All Retail 5% RM50 any amount on weekends only |
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yongs90
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May 25 2018, 07:45 PM
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Getting Started
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1. Annual Income: RM48K (gross)
2. Free Lifetime Annual Fee: Must or with 12 swipes a year
3. Card required for: utilities, occasional dining, occasional entertainment (GSC, TGV), insurance premium, electronics products (hard disc, pendrive)
4. Existing credit cards (if any): Hong Leong Bank Essential Visa Gold, Ambank BonusLink Visa Platinum
5. Interested in Credit Card from: No bank preferences, more on CashBack, 0% balance transfer
Rejected by bank
Maybank FC Barcelona Visa Signature Credit Card
Maybank 2 Cards Gold and Amex
Public Bank Quantum Credit Card
This post has been edited by yongs90: May 25 2018, 07:45 PM
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yongs90
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May 25 2018, 09:11 PM
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Getting Started
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QUOTE(alexanderclz @ May 25 2018, 08:22 PM) first of all, why have u been rejected? being rejected by 2 banks, most probably means u will be rejected by the next bank as well. you are right.. by saying that i would be rejected by the next bank as well.. i think i have made a mistake by applying too many cards at the same time? |
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yongs90
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Jul 29 2020, 09:07 PM
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Getting Started
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1. Annual Income: RM66k
2. Free Lifetime Annual Fee: not necessary if can waived with minimum swipe of x times
3. Card required for: Insurance payment with cash back rebate
4. Existing credit cards (if any): Hong Leong Essential, Maybank FC Barcelona
5. Interested in CC from:
6. Others: Looking for alternative as Maybank FC Barcelona now is 1% cash back only from 1 Aug 2020 onwards
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yongs90
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Jun 5 2022, 03:15 PM
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Getting Started
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1. Annual Income: RM50k
2. Free Lifetime Annual Fee: not necessary if can waived with minimum swipe of x times
3. Card required for: ewallet reload with cash back rebate
4. Existing credit cards (if any): Public Bank Quantum, Public Islamic Bank Visa Platinum, Affin Duo, RHB Shell, Standard Chartered Smart, Hong Leong Essential, Maybank FC Barcelona
5. Interested in CC from: Any
6. Others: Looking for alternative as Public Bank Quantum Master Card no longer offer cashback for ewallet reloads
This post has been edited by yongs90: Jun 5 2022, 03:15 PM
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