Update to those interested in Bank Islam Visa Platinum.

Confirmed cb calculation is based on calendar month.

My example:
Last statement: 25/3/2025
26/3 to 9/4 - RM0 spent
10/4 cb for month of March
10/4 to 24/4 - RM375.72 spent
25/4/2025 - statement balance RM375.72
26/4 - 30/4 - RM388.65 spent
1/5 -9/5 - RM599.71 spent

10/5 - cb for month of Apr - RM22.93 = (RM375.72 + 388.65) * 3%

hi all, I've been reading around on airmiles and asking chatgpt for rough calculations.

seems like for an average joe, its almost impossible to gather airmiles in the normal way unless there's a 3x or 5x kinda promotion.

the rough calculations were - if for a family of 4 - example from KL to Tokyo:
- MAS airmiles required for economy return = 360,000 Enrich miles
- using Maybank 2 Card Premier as example, local spend RM1 = 2 Treats points
- conversion: 10K Treats points = 1,000 Enrich miles
- total spending required = RM1.8 mil needed

Is there something I'm missing out on? I think my overall expenditure per annum is about RM100K, seems super far off from the above haha.

can help to recco what air miles cc I should get based on the above? initially thought can redeem free business class but i guess not. im using alot of cashback cc but feels every month RM30-50 cashback like so little.

interested to get the UOB EVOL Card. But 1st year waiver annual fee.
Anyone manage to get consistance annual fees waive on second year and above?

what the condition to get waiver?