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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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scFoong
post Apr 29 2017, 12:10 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


1. Annual Income: RM100k

2. Free Lifetime Annual Fee: Yes

3. Card required for:
i. Petrol
ii On any transaction. Usual big spending on online purchase i.e. Lazada/11Street/Ebay. Local big spending mostly on electronic/bike store.
iii. Bill payments (electricity/water utility bill Astro, Maxis phone bill & insurance)

4. Existing credit cards (if any): CIMB Platinum Mastercard

5. Interested in CC from: Any

6. Others: Usual big spending on online purchase i.e. Lazada/11Street/Ebay. Local big spending mostly on electronic/bike store.

Appreciate your advise. Thankyou.

scFoong
post Apr 29 2017, 01:56 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


QUOTE(fly126 @ Apr 29 2017, 01:29 PM)
PBB Visa Signature, PBB Quantum MC, CIMB Cash Rebate MC (Online)

SCB JustOne Plat. (Petrol), (Online), (Bill Payment via Auto Debit)

MBB Ikhwan MC (Petrol)

Maybank 2Cards : Misc.
*
Thankyou for your advise buddy smile.gif

Maybank 2Cards : Misc. -> May i know is "Misc" here is referring to all the combination of online, petrol, bill payment above?
scFoong
post Apr 29 2017, 09:53 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


Hmm..seems like SC Justone platinum card needs annual fees.




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scFoong
post Apr 29 2017, 09:57 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


QUOTE(SzeMeng76 @ Apr 29 2017, 09:55 PM)
yes, but as my friend experience, said that annual fee easy to waive by calling their CS
*
Ahh...okok..thx for sharing biggrin.gif
scFoong
post Apr 29 2017, 10:22 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


QUOTE(fly126 @ Apr 29 2017, 10:14 PM)
I can 100% confirm with this having SCB Cards since 2011 Never have I paid off a Single cent of AF before... nod.gif
When You see the AF charge on your Statement u can jz call CS Request an AF waiver from Them, EZ-Peasy  wink.gif
*
Thx buddy! Now its between this JustOne and Maybank 2card decision making.
scFoong
post Apr 30 2017, 12:01 AM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


QUOTE(fly126 @ Apr 29 2017, 11:43 PM)
Why not take BOTH on trial 1st, see which will suited You Best... nod.gif

Actually, Most of Us Forumer here Preferred Combo will be (as We also Recommended tis to ppl): MBB2 Cards + PBB Visa Signature (6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM50 per month per principal account equivalent to RM833.33 spend), its  may Ngam You Pun... thumbsup.gif
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I wish there is a like button for this quote above thumbup.gif
scFoong
post Aug 20 2017, 08:43 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


1. Annual Income: RM100k

2. Free Lifetime Annual Fee: Yes

3. Card required for:
i. Online shopping (paypal/Amazon/Lazada/11Street/Ebay...) - Hence, cashback on this category is needed.

4. Existing credit cards (if any): CIMB Platinum Mastercard

5. Interested in CC from: Any

Thankyou.
scFoong
post Aug 20 2017, 11:36 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


Nope. I just got cimb cashback. mbb 2 cards rejcted me.
Thinking pbb VS now.
scFoong
post Aug 20 2017, 11:48 PM

On my way
****
Senior Member
616 posts

Joined: Jan 2003
From: Penang


QUOTE(fly126 @ Aug 20 2017, 11:47 PM)
Try either get PBB Visa Signature or PBB Quantum 2Cards thumbup.gif
*
Thx again smile.gif

 

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