1. Annual Income: RM100K above

2. Free Lifetime Annual Fee: preferably or easy to waive annual fee

3. Card required for: upcoming house renovation so will have large spending and want to earn points

4. Existing credit cards (if any):
Alliance Visa Infinite
Am bank Enrich Platinum
Maybank Visa Infinite
HSBC Travel one (planned to cancel when free AF ends next year unless waived)
UOB World Card (planned to cancel when free AF ends next year unless waived)

5. Interested in CC from: looking for best card to collect points and change miles as renovation of large amount(100k++) can collect a lot points. so any better options card than above?