HI , can i know the best cashback credit card for petrol , dining and online shopping ?

Hi everyone, look forward to all your suggestions.

1. Annual Income:
RM180K and above

2. Free Lifetime Annual Fee:
Don't mind. (would be nice though)

3. Card required for:
In order of importance, 1. Petrol/Groceries/Dining daily use 2. AirMiles/Hotel/Overseas Transactions 3. Lounge Access

4. Existing credit cards (if any):
Nil

5. Interested in CC from:
Any Bank.

6. Others: Please be specific. Example:
I am looking to leverage CC to get more value out of my spending. I would not mind having multiple CCs to complement the type of spending needed.

PBB VS now rm38/mth cashback. take note ya

1. Annual Income:

2. Free Lifetime Annual Fee: Yes

3. Card required for:
Mainly = Petrol (Shell), Tough N Go, Hotels (via. Booking.com) - i travel extensively.
Secondary = Monthly Insurance, Phone bills, Dining, Online purchases.

4. Existing credit cards (if any): Cimb visa infinite, Cimb world master, both Supp.

5. Interested in CC from: Open to any.

6. Others: Wanna look for a CC that offers good cash back/rebates for above spending. Thinking of cancelling either one or both the existing cimb cc since they are supp.

Thanks for input.

Ah okay. Im not spending much monthly. Maybe at most about 2K-3K from all of my CC.

As per your recommendation, what I understand is that

1. For grocery, i can choose either PB or MBB.
2. For petrol is from MBB Amex
3. For dining is either PB or HL

As for Airmiles, I can stick with my Premier Miles?

Sorry if i got it wrong

Question to all cards expert here.

I hv mbb visa infinite, mbb visa platinum, and stanchart worldmiles.
Because of the current service charge, I am thinking if to terminate 2 of them and left only one card.

Which card shud i keep? Utmost important is access to premium lounge and points rewards.

Question to all cards expert here.

I hv mbb visa infinite, mbb visa platinum, and stanchart worldmiles.
Because of the current service charge, I am thinking if to terminate 2 of them and left only one card.

Which card shud i keep? Utmost important is access to premium lounge and points rewards.

Good evening guys. I would like to apply for a CC (my 1st CC). I need help/recommendations from otais 😂

1. Annual Income: RM36K to RM48K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Pay my bills (Digi postpaid-no contract, ptptn loan), petrols, shopping online?

4. Existing credit cards (if any): Nill

5. Interested in CC from: Currently in mind from Maybank

6. Others: My maybank account is my only main account. My salary, saving, transactions, all from Maybank. I tried to apply maybank CC before, but got rejected due to outstanding ptptn. I've paid all the outstanding amount (September 2018) and pay on time starting october 2018 until now (verified by ccris report).

I want to apply maybank CC because i want to control my cash flow and use the ez installment facility 0% (lazada/shoppe) to buy tv, washing machine and refrigerator/etc for the 1st time. When should i try to reapply the CC from Maybank? Maybank have offered me to FD 5k for a CC CL 5k, but I've turned the offer down because i dont want to use my emergency fund.

Ptptn is the only loan that i have (RM 157/month). Started working on April 2018. Thank you very much.

1. Annual Income: >RM150k

2. Free Lifetime Annual Fee: as long as there's waiver

3. Card required for: Mainly online transaction and overseas retail.

4. Existing credit cards (if any): List them or Nil.

5. Interested in CC from: -

6. Others: Want a card which has the most return, either through vouchers or miles. Other prefer to have airport lounge access.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Preferably

3. Card required for: Small stuffs.

4. Existing credit cards (if any): Nil

5. Interested in CC from: Maybank

6. Others:

I'm a 27 y/o guy planning to get married at the end of this year and I have been committed in saving a fixed portion of my salary for that purpose every month. With commitment for car, internet, rent, utilities and giving some money for my family, that basically leaves me with very little to spend for things that I want. Just some small stuffs. Maybe for buying parts to repair my laptop, some gifts for my family for hari raya, wedding gifts for my wife-to-be (hantaran), and if possible a new phone since the current one is having problem.

So to sum it up, I wanted this credit card to just prevent me from using a large sum of money in one go, but instead I can spread the payment to monthly commitment. Let's say I used it up to rm 3k, from my understanding, the minimum payment is around 5%, so I can just pay 150 for that amount.

I'm a total newbie in this kind of thing, so is my understanding correct?
Will there be other monthly or annual charges that I have to take into account?
I'm looking into Maybank VISA Ikhwan that have petrol cash back at Petronas, but still open to suggestions.

1. Annual Income: RM66k

2. Free Lifetime Annual Fee: A Must or waive-able with swipes

3. Card required for: Petrol RM350, Cash Back/Rebate (shopping 1-2k), Points that can be converted back to money whichever is more, Free LCCT Lounge Access (desirable)

4. Existing credit cards (if any): plan to terminate less useful cards

5. Interested in CC from: heard people recommend amex and ambank bonuslink

6. Others: Please be specific. Example: I am a Sarawakian. Difficult to determine the cashback efficiency here. I pay bill thru top up Sarawak Pay and Boost e-wallet. How many cards to keep?