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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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neo3koolio
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Jan 20 2018, 11:42 PM
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Getting Started

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Hi sifus,
Would like to seek recommendation here..i have tied my insurance auto debit to my UOB One Card .. existingly have Ikhwan Maybank card 2 of it.. Am considering to apply Maybank FC Barcelona card... Which card would you all advice to cancel? Does UOB One Card benefit is negligable with its kind of benefit its offering?
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neo3koolio
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Feb 3 2018, 12:46 PM
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Getting Started

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Seeking out to change 2018 card list, plan to keep minimal count of credit card as possible
1. Annual Income: -
2. Free Lifetime Annual Fee: Optional or combo with bank offers Y amount of swipe per year then its waived
3. Card required for: Utility Bill payment, Monthly/ Quarterly/ Annual Insurance for life & car ,Online shopping, petrol, dining [card can be accepted for non halal as well better]
4. Existing credit cards (if any): Visa Ikhwan Petronas [ Currently use for petrol], Mastercard Ikhwan, UOB One Plat
5. Interested in CC from: Unsure, any recommendation?
6. Others: looking forward for recommendation on which card to cancel and replace with new application. My opinion is to cancel the Mastercard Ikhwan and UOB one Plat?. Bonus would be have airport premiere lounge.
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neo3koolio
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Feb 3 2018, 03:51 PM
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Getting Started

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Hey thanks for the info, appreciate it much. Further queries Does PBB can compressed into 1 card? i was browsing through PBB Visa Signature too right? any other alternatives other than Std Chart? QUOTE(fly126 @ Feb 3 2018, 03:55 PM) PBB Quantum 2CardsQuantum MC - 5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. Quantum Visa - 5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend. SCB JustOne Platinum MasterCard Credit Card for Petrol, eCommerce & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver » Click to show Spoiler - click again to hide... « SCB JustOne Platinum MasterCard, Now with Better Cashback Benefits, you will get up to Up to RM85 CashBack on Auto Bill Payments, eCommerce and Petrol. (except Government & Charities ). | Spend (RM) per month | Rebate on Petrol, eCommerce & Auto bill | Other spend | Capping per month (RM) | | 1,000 to 1,499.99 | 5% | 0.2% | 12 | | 1,500 to 2,499.99 | 10% | 0.2% | 28 | | Above 2,500 | 15% | 0.2% | 85 | * Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories. The Cash Back is accumulated on a monthly basis and is based on the following selected MCC: a) Petrol MCC: 5541, 5542 b) Auto Billing:I. All insurance MCC: 5960, 5968, 6300 II. All Telco spend MCC in 4814, 5968 III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional c) eCommerce/Online spend: For all online transactions made with “Transaction Mode = M, D, S and U” https://www.sc.com/global/av/my-jop-website...ment-300816.pdf* Cashback earned from Both SCB Cards will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via https://360rewards.standardchartered.com/my/rewards_home
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neo3koolio
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Feb 3 2018, 05:42 PM
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Getting Started

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Thanks got it.. cheerios.. There are so many competitive combination to earn best cash back deals nowadays. QUOTE(fly126 @ Feb 3 2018, 05:22 PM) PBB Quantums are 2 individual cards with sperate Cash Back PBB Visa Signature 6% Cash Back on Grocery, Dining and Online Transaction, 6% Cash Rebate is capped at RM38 per month per principal account equivalent to RM633.33 spend Beside SCB jz One, U may Consider also MBB FC Barcelona VS or MBB 2 cards.
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