orang tamak here looking for advice:


1. Annual Income: RM60k range

2. Free Lifetime Annual Fee: free annual or with limited swipes to waive

3. Card required for: all kind of retail purchase not include petrol/telco

4. Existing credit cards (if any): maybank dual amex+master

5. Interested in CC from: cash back on retail

6. Others: dont mind for points, just want cash back or other benefit? currently have maybank dual with 5% cash back on amex,
petrol/telco/anything accept amex still under capped limit every month, just think of getting a 2nd card for alternative/ backup use with..
cash back for non amex

But i rarely online shopping and go departmental store
Mostly spent on retails

will take big note on that card hehe. tq. i know im greedy