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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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michael5
post Jun 21 2018, 10:41 AM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


1. Annual Income: RM60K and below

2. Free Lifetime Annual Fee: Free or 12 Wipe a year

3. Card required for: Cash back

4. Existing credit cards (if any): Nil.

5. Interested in CC from: CIMB or Maybank or Public Bank.
michael5
post Jun 21 2018, 11:12 AM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


what is Maybank Treatpoint?
michael5
post Jun 22 2018, 06:15 PM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


QUOTE(David83 @ Jun 21 2018, 11:30 AM)
Maybank loyalty programme.
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if debit card, does it have treatpoints as well? if yes, where can I check?
michael5
post Sep 23 2019, 03:32 PM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


. Annual Income: RM48k

2. Free Lifetime Annual Fee: any.

3. Card required for: cash back, mainly using on dining, groceries and maybe others

4. Existing credit cards (if any): pb quantum mastercard.

5. Interested in CC from: cimb or uob or maybe any other recommended

6. Others: previously, using pb quantum but seem pb already revise the cash T&C which doesn't suit me.
michael5
post Sep 24 2019, 10:44 AM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


QUOTE(ClarenceT @ Sep 23 2019, 05:04 PM)
Why not adding Quantum Visa which you may get 5% paywave CB from dining and groceries etc.!
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because last time visa only cashback for entertainment and department store which i didn't use it at all thats why i cancel it
michael5
post Sep 24 2019, 11:29 AM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


QUOTE(cybpsych @ Sep 24 2019, 11:00 AM)
call back to reinstate or reapply.
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yes. before that, was thinking is there any better card to apply like UOB one card, yolo or cimb cash back.
michael5
post Sep 24 2019, 11:50 AM

Casual
***
Junior Member
336 posts

Joined: Jul 2011
From: Selangor


QUOTE(cybpsych @ Sep 24 2019, 11:32 AM)
depends on "better" definition.

yes, you can try uob one/yolo or even cimb cr. do study the card's features (and its limitations), sometimes the limitation is not favorable to your spending behavior.
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okay. because i mostly spending on dining or groceries only. less likely online purchase or entertainment.

 

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