1. Annual Income: RM57000

2. Free Lifetime Annual Fee: Yes, or conditions like swipe 12 times a year also can.

3. Card required for: Cash Back/Rebate for mainly online, food, groceries. transactions. petrol is covered by mbb ikhwan card-i.

4. Existing credit cards (if any): maybank ikhwan card-i, cimb cash rebate platinum mastercard.

5. Interested in CC from: NA

6. Others: Just looking to maximize savings / cashback.

tq!

Hi sifus

1. Annual income: 67k (without allowances), 100k (with allowances)

2. Free annual fee: yes

3. Card for: petrol, bigpay, some eating out

4. Existing card: maybank ikhwan petronas (for weekend petrol cashback, and its free anyway), CIMB Cash Rebate (planning to cancel because can't really feel any good perks now)

5. Interested in: Just trying to maximize cashback and for general use. Planning to pay for bigpay then to boost app. I spend on outside restaurants/franchises maybe once or twice a week.

6. Others: -

Thanks in advanced

Thanks Clarence.
I don’t think i can fully utilize SCB JOP because I barely spend 1k every month 😅
Will look into PBB VS 👍🏻