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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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iconic123
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 Feb 15 2017, 08:44 AM
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Getting Started
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1. Annual Income: >RM100K
2. Free Lifetime Annual Fee: No
3. Card required for: Cash Back/Rebate for retail transactions
4. Existing credit cards (if any): maybank ikhwan, pbb visa signature
5. Interested in CC from: NA
6. Others: I am moving to a new house this year and will be purchasing furnitures and fittings eg doors, paint, beds, mattresses, small household items from parkson etc hence looking for a credit card or cards to maximize my cash back.
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iconic123
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Feb 15 2017, 01:20 PM
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Getting Started
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QUOTE(fly126 @ Feb 15 2017, 09:41 AM) General Usage CC:I) HLB Fortune - 1% CB but need min. Spend Rm2K /month to Activate the 1% CB Mechanism https://www.hlb.com.my/main/personal/cards/fortune-cardII) HLB Essential: 0.6% on 1st RM5000 spend, 1% cash back on Subsequent spend, NO cashback on Petrol Transaction. III) SCB Cashback Gold: 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. https://www.sc.com/my/credit-cards/goldcard/gold-card.htmlIV) OCBC 365 Mastercard: 1% CB on 1st RM1K Spend, 0.5% cash-back on subsequent spend (Annual Fee RM106)V) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending http://www.alliancebank.com.my/younique| Monthly Spend (RM) | Rebate (%) | | 0 - 1,000 | 0.50 | | 1,001 - 2,000 | 1.50 | | 2,001 - 3,000 | 3.00 | | > 3,000 | 0.30 |
thanks for the info  i have just applied for younique thru ringgitplus |
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iconic123
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Feb 16 2017, 09:55 PM
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Getting Started
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QUOTE(fly126 @ Feb 16 2017, 09:21 PM) Just a Reminder...  HOW Alliance You:nique Cashback tier Works - RM3000 (Spend) = RM (1000 x 0.5%) + (1000 x 1.5%) + (1000 x 3%) = 5 + 15 + 30 = Max. RM50 CB, & after RM3k it's Only 0.3% (No Cap). thanks |
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