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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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fuzzy
post Dec 31 2018, 12:51 PM

*pew pew pew*
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QUOTE(empire23 @ Dec 23 2018, 11:31 AM)
I feel that this would be the right place to ask as I have little knowledge in regards to Malaysian banks.

I work overseas but my parents still live in Malaysia. The only CC I have is a HSBC one with a small limit as they'll only give me a limit as big as the FD I put with them. I rather invest that money elsewhere.

I'd like to get a card for my parents to use, but there should be a decent limit at I foresee spending on medical bills as well as the usual reasonable day to day expenses sparingly.
1. Annual Income: Enough. The only problem is that all my income is derived overseas. I don't pay taxes in Malaysia.

2. Annual Fee: Free. No extra fees.

3. Card required for: Medical fees, Everyday Expenses. Prefer it isn't an AMEX as I prefer wide acceptance for their sake.

4. Existing credit cards (if any): HSBC card in Malaysia with a decent limit. Plan to close and take my FD money out.

5. Interested in CC from: Any bank

6. Others: Need to find a bank that isn't picky on my income source. But would like a limit of 30 to 50k.
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Citi's CB card does have some discounts for KPJ hospitals which might help the medical fees. And also CB for the every day expenses.
fuzzy
post Jan 11 2019, 04:42 PM

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QUOTE(BlurGuy1992 @ Jan 9 2019, 04:47 PM)
No. Dont have any cc application before.
Citi bank drool.gif

I dont mind even if its just 1k or 2k...
I dont have big spending tho....

thanks for recommending  icon_rolleyes.gif
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Whichever bank you have normal savings acc now, try that one first. Since its an existing relationship, it can be easier.

I'm not sure if the new virtual ones like BigPay have, but there is no harm to also apply for that to use to build your credit.
fuzzy
post Jan 4 2025, 01:31 PM

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QUOTE(coolguy99 @ Jan 3 2025, 08:08 AM)
Yes I checked Alliance Visa Infinite hotel booking is under online category and is capped at 3k per statement cycle, whereas for Ambank Enrich Visa Infinite is considered as normal retail spending.

Just wondering if there is any better card out there for hotel booking purposes.
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I think SC Journey has 5x for hotel booking. But you will have to do the conversion of pts to EM.
fuzzy
post Jul 25 2025, 10:46 AM

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QUOTE(zkai @ Jul 25 2025, 10:32 AM)
Is anyone using UOB World Card at the moment? Seems like it’s quite fast to gain points where 12x on ewallet top up and 5x on selected hypermarkets.
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12x is only limited to RM300. Given you would only chase points for airmiles, this is pretty much useless.

Alliance VCC would be a better one for now at 8x TBP capped at RM3k.

 

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