2. Free Lifetime Annual Fee: yes (or call up cancel)

3. Card required for: Cash rebate for ONLINE

4. Existing credit cards : CIMB cash back platinum

5. Interested in CC from: UOB YOLO card

Basically I need anohter card for online spending. CIMB cash back platinum offer 5% rebate capped at RM600, which is not enough for me. I do a lot of online retail spending (small amt but stack up a lot). YOLO sounds ok - about 6% rebate with T&C. Is there any other card I've missed that offer online spending rebate?

Thanks guys!

I'm interested in this question as well. The thing is none of those card highlighted by sj0217 fits me. I think the next choice maybe to collect points instead. Though I don't know which card is the best for inso transaction

Dear sifu sifu skalian,

1. Annual Income: kuli in SG. If convert 180k but need bank that accepts.

2. Free Lifetime Annual Fee: preferably yes.

3. Card required for: local consumption (use wise for overseas). Petrol, groceries and eat out.

4. Existing credit cards (if any): Citibank cashback, but recently converted to UOB One.

Hunting for better deals as I spend almost 2k MYR a month. I traditionally favour cashback card over points, but recently some suggested I can get more with points. Any suggestion welcomes. Thanks!!

1. Annual income: >100k MYR (convert from SGD, not me being rich)
2. Free lifetime annual fee: free first year
3. Card required for: getting a baby, confinement, hospital cost... just want to earn the most out of spending one-off big ticket items.
4. Existing card: UOB one

Any sifu got suggestions? I'm open to points, cash back, or miles.