Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

views
     
Wongchoy
post Feb 26 2018, 02:41 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(BFGWong @ Feb 26 2018, 01:59 PM)
1. Annual Income: RM150k

2. Free Lifetime Annual Fee: Not required, if can waive or hit minimum spending

3. Card required for: Mainly for petrol (>500RM per month), if no card have big enough cap can split to two

4. Existing credit cards (if any): Citi (Cashback, Premier Miles), HSBC (Amanah M, Visa Sign), Std Chart (Visa Plat)

6. Others: Would like to consolidate to less cards
*
1) Maybank Visa Signature, 5% cashback on petrol& grocery. AF of RM550, waived if spent over RM30k pa
2) Maybank Islamic Ikhwan Mastercard , FREE FOR LIFE, 5% cashback on petrol & grocery on Friday & Saturday only
Wongchoy
post Mar 7 2018, 05:18 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(hihichew @ Mar 7 2018, 03:04 PM)
hello, just wanted to ask whether it is possible to used 'fixed deposit' as an application to apply credit cards?

as i don't really have pay slip for my current job at the moment,
and what is minimum amount of fixed deposit amount to apply?
is there such thing available?
*
It is possible with some banks although they don’t publicize it. Only BSN mentioned a minimum of RM4k in SSP/FD required. Public bank mentioned the FD principal amount will be the CL.
Wongchoy
post Mar 8 2018, 07:02 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(rock_star @ Mar 8 2018, 01:45 PM)
Hi, appreciate your recommendation as per below

1. Annual Income: RM24K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Only need it for emergency cases (hospitalization, emergency booking of flight tickets etc.

4. Existing credit cards (if any): n/a

5. Interested in CC from: n/a

6. Others: I need a credit card for standby only, wont be using it for daily transaction.
*
1st time applying? Best look for Bank that approve easily and no AF. Try CIMB. Would wanna recommend Maybank, but need income 30k.
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.1954sec    0.41    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 01:52 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.