I was just scrolling through reading some info and found this which caught my attention.

Do you mean if we pay TNB and water bill using 2Amex via M2U on weekends can get 5% CB ?

What about Astro, TM, Telco (Celcom, Maxis, etc) ?

My Petronas Ikhwan just got approved and after reading this, somehow I'm regretting didn't ask here first.

EDIT: I'm assuming we can also use 2Amex for petrol and groceries on weekend and get 5% CB ?

If this is true, my Petronas Ikhwan doesn't justify my spending.

This post has been edited by JamesBotak: May 26 2017, 11:09 AM

Well, I should have applied this instead.

Is it possible to apply for M2Cards despite just got approved for Ikhwan ?

Perfect.

I have two silly questions (excuse me as I'm still new to cc as well, less than a year):

1. After/reaching card expiry date, will bank automatically renew our card or we need to call them to renew and do they need all documents again (payslip, ic, epf) ?

2. After using our card for few months, suddenly we get fired and don't have any work/salary, will bank take back the card or we can use it as usual ?

Any reason why Ikhwan is the most difficult to get?

If you spend a lot on petrol at Petronas, can apply for Petronas Ikhwan. 8% CB for any purchase at Petronas on weekends.

Combo the Petronas Ikhwan with M2Cards (for everything else on weekends, 5% CB).

Please correct me if I'm wrong. The EPP for PBB Quantum is regardless of any merchant and any mode of payment (online spent and physical card swipe), yes ?

If it is, I might apply for it as well.

This post has been edited by JamesBotak: Jul 28 2017, 03:45 PM

Perfect. Meanwhile, it is based on approval or it will be processed as long as criteria is met?

Note: Below suggestion is meant for Petronas ONLY.

Guys, perhaps you guys can also have a look on CIMB Petronas: https://www.cimbbank.com.my/en/personal/pro...mastercard.html

Personally, for Petrol specific purposes, I combo CIMB Petronas with MBB Petronas. CIMB gives 3% CB for statement balance below RM3k and 7% CB for statement balance above RM3k capped at RM50/month. You'll get CB regardless of anyday you spent on petrol at Petronas.

Meanwhile, during weekends, I'll use MBB Petronas which gives 8% CB capped at RM50/month. Both of these card can provide max RM100 CB per month on Petrol alone.

This suggestion is for Petronas only (my personal preference to max out Cash Rebate for Petrol):

MBB Petronas Ikhwan - 8% CB for purchase at any Petronas station nationwide on weekends only.

Combo it with:

CIMB Petronas - 3% CB for purchase at any Petronas station nationwide on any day.

Both cards Cash Rebate is capped at RM50/month hence you'd be able to get RM100 Cash Rebate if you max out this two.

On weekends, use the MBB card and on weekdays use CIMB card.

Of course you'll need to sort out your income prior to applying for the credit card.