Would like a card recommendation or feedback, in case I missed out on important information from my own research.

1. Annual Income: RM36k.

2. Free Lifetime Annual Fee: Yes. I am also okay with a minimum swipe requirement (number of transactions) such as HSBC's Amanah Mpower Platinum CC's requirement for annual fee waiver. Preferably no minimum spending required.

3. Card required for: Cashback is a must. Petrol and groceries are the most common transactions. Occasionally dining and e-wallet.

4. Existing credit cards (if any): Have been using Citibank Cashback Platinum Visa for years, and was given annual fee waiver yearly. However, this year they refused to waive it. Thus, I'm looking for an alternative to this card with equal or similar benefits.

5. Interested in CC from: Any bank which is able to meet my wants/needs.

6. Others: Based on my usage, I have been getting around RM40-RM60 cashback monthly on average. Would prefer a cc that has equal or similar benefits to Citibank's Cashback Platinum, but with free annual fee or waivers.

Any recommendation is appreciated. Thank you.

This post has been edited by HalseyFrangipane: Jun 16 2020, 01:51 PM