Hi guys, haven't been following on latest promo etc. Before this already have a good set of CC for my expenses but recently the perks of some card drop especially WISE so need some advice and what card to replace. Oh btw I'm only looking for cash back cards.

1. Annual Income: ~85k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (Shell), TNB payment and dining ... all 3 spending roughly RM400 for each category .. Prefer more than 3% la if not might as well i use my SCB and Alliance ?

4. Existing credit cards (if any):
*HLB WISE - For Petrol and TNB and DIGI ( I need replace this card - any card with 5% for petrol anytime anyday? )
*PBB Visa - For Dining ( I think I can move my TNB bills here coz 6% include for online payments right? Then I need another card for dining)
*SCB Master - For misc
*Alliance Unique- For misc
*HLB Essentials - For misc (yeah i have alot of misc like hotel and stuff, i travel for work quite abit)
*UOB one & Platinum - Is this any good now ? Havent touch this card for more than 1 year, UOB don't let me cancel =.= Every year say waive yearly fees.

5. Interested in CC from: Doesn't matter

6. Others: Nothing.

This post has been edited by GymBoi: Feb 2 2017, 11:08 PM

Oo looks good ... so I think my bills can go to YOLO for 6% and dining i use PBV 6% also ... Thanks !! Anything for petrol though ? Looking for something above 3% and for anyday (not limit just to weekends)

Mbb which card ah ? I looked at citibank, the cashback card cap rm20 for petrol only the shell card look amazing 8% but got min spend haha ... btw why cannot find UBO YOLO at ringgitplus? How to apply UOB YOLO ? Bank ?

Ahhh wish i saw your reply 1st before calling UOB. I already called UOB just now to convert my card, they say cannot =.= On phone can only cancel, then need go bank apply YOLO ... wtf =.= If i knew this earlier I could have insisted ... maybe newbie on the phone zzz ... anyway .. too late ..

Wow that MBB card seems perfect for me .... that annual fee is kinda hardcore though since Im only using it for Petrol, but Maybank is quite linient in waiving the fees no? Can use the usual tactic "u no waive i cut the credit card lo?"

As mentioned above I need to apply myself .... what's worst, I need to reactivate my online banking also ... joker the guy on the phone zz ....

Hi guys, It's been a long time I checked on new CC and I didn't quite track my cashback also, not sure if recent terms have changed or not. Looking for new recommendations for my spendings. Thanks.

1. Annual Income: RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Dining, Online bill payment, Insurance, and other misc like random purchase and travels

4. Existing credit cards (if any):
a) Maybank Visa Signature - For Petrol (Roughly RM400 spending/month) - Have to cancel by next month because I heard can't get annual fee waiver and I don't use much also.
b) Public Bank visa Signature - For Dining (Roughly RM900 spending/month)
c) UOB YOLO - For Online bill payment (Roughly RM900 spending/month)
d) Standard Chartered Mastercard - For MISC (Roughly RM1300/month)
e) Alliance Younique - For MISC
f) HLB Essentials - For MISC

5. Interested in CC from: Prefer but not limited to - CIMB, CITI, HL, MBB, RHB, SC (Because want to utilize Samsung Pay haha)

6. Others: I'm a cashback person only. Looking to max out my cashbacks with my spendings. I don't have specific categories sometimes that why I have mostly MISC CB cards (That is not limited by days, categories, etc) Open to totally new cards. I can cancel all my card and get new cards if needed. Thanks in advance for your recommendations. Thanks!

Hi all sifu, long time no change around my credit card since got Big Pay, but nowadays can only top up 1k and ewallet I think alot not taking already so I guess need back to old days carry few CC ... Need some help ...

1. Annual Income: Above 100k

2. Free Lifetime Annual Fee: A Must

3. Card required for:
Insurance (Auto debit) - 300
Bills - unifi, air selangor, telekom, TNB, digi (online / ewallet) - 800
Petrol (Shell) - 800
Toll (i think soon is rfid so also include in ewallet) - 300
Dining - 1000
Online shopping shopee
*generally can top up ewallet then i think can do many things already*

4. Existing credit cards (if any): Public bank visa signature, Public bank quantum master, SCB JOP

5. Interested in CC from: Any

6. Others: Basically i use ewallets alot and travel alot huhu. Don't mind carrying few CC to maximize cashbacks

Thanks.

WOW RM80 CAP .. i should have asked here long ago huhu thanks ... any other cards to intro for dining / petrol ?

Hi thanks for recommendation, I actually checked that out before but the cashback is only until end of 2021? Does it still apply? If not shell, any other specific petrol station give alot cashback? I don't mind changing petrol for more savings haha

Hi guys, wondering if there's any new good cc for ewallet top up (especially grab pay)

1. Annual Income: RM100K and above

2. Free Lifetime Annual Fee: A Must

3. Card required for: Ewallet top up (grab pay)

4. Existing credit cards (if any): Currently using 1) Public bank Islamic Visa Platinum 2) RHB Shell 3) Affin Visa cashback 4) Ambank True Visa (in that order)

5. Interested in CC from: Any

6. Others: Looking for Cashback. I top up alot, maybe 3k 4k or even more per month. Food, medical, etc.

Thanks.

1. Annual Income: Enough

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly cashback for Petronas and also all other spendings

4. Existing credit cards (if any): RHB Shell ... been using this all the while and getting 100+ cashbacks every month but stupid shell app cannot use Budi so forced to change to SETEL

5. Interested in CC from: Any

6. Others: N/A