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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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CP88
post Jan 16 2017, 12:47 AM

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QUOTE(fruitie @ Jan 16 2017, 12:42 AM)
I supposed yes for the Zing card. I don't see why it's not.
Nothing interesting with HSBC cards. One of the banks which I have banned. Got tricked by them to sign up. When signed up told me after I spent x amount I will get a tablet which I did, called CS and they told me I'm not eligible as it's over. I should be entitled for Cerruti 1881 watch instead but at the end still didn't get anything because they told me both also not eligible. I was so silly that time I didn't complain to BNM.
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You're not silly. Just being "newbie". biggrin.gif
CP88
post Oct 7 2018, 10:49 PM

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QUOTE(fruitie @ Jun 21 2017, 03:00 PM)
Though I suggested people to use FD to apply cards but I'll not do that for myself. smile.gif
AmBank WMC/VI is coming soon, end of this year or early next year with EA form should be no issue.
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The Ambank WMC is a good steal? I noticed that the T&C did state a person needs to be a must be a qualified AmBank
SIGNATURE Priority Banking customer as well. sad.gif else the normal RM500 rule still applies.

https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf


CP88
post Oct 8 2018, 12:03 AM

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QUOTE(charlesj @ Oct 7 2018, 11:51 PM)
Set-aside Priority / non-priority (RM500 spend) differences, it was one of the best CC for overseas spend + lounge.
Since last year, it has limited ONE lounge entry per day (also applicable for Priority customer).
Still remember the good old days when I entered 3 different lounges in one day with AMB CC!
The benefit was further deteriorating by limiting x5 entry for non-priority as well as removing Penang, Kuching and KK two months ago.

For Air miles, we were getting x5 RP for overseas spend, giving us 1 Air miles for every RM1 spend.
It was quite equivalent to MBB VI for air miles (RM0.9x vs RM1).
Now, it has escalated from 5000 pts to 7000 pts to gain 1000 air miles (RM1.40)
I had switched into MBB VI since then.
Not to mention On the Spot Redemption, double from 200 to 400 pts for RM1 redemption recently.

Nevertheless, it is still not too bad, especially for Priority customers (unlimited PPL access).
It allows enter to quite a lot PPL worldwide.
Besides, AMB is one of the CC allowing Supp card holder to enter PPL (x5 entry for each supp card, for non-priority).
This is the sole reason I still keep the card, allowing my parents enter PPL while abroad.
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Hi Charlesj,

Thanks for the additional info. I am not chasing for airmiles but more for the lounge access. With SST kicking in plus T&C states that you need to be a priority member to enjoy the access (else you'd need to spend RM500 to offset it), I'd probably think twice prior applying. biggrin.gif

Nevertheless, gone were the good old days as you mention your suppl (parents) can use while you're abroad.

Oh yea, just found out the MBB VI, one need to spend a whopping RM50k to offset the RM800 annual fees. blink.gif

https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by CP88: Oct 8 2018, 12:05 AM

 

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