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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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2387581
post Mar 31 2017, 10:26 AM

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755 posts

Joined: Dec 2016
QUOTE(hye @ Dec 30 2016, 09:51 AM)
Please use the template provided as shown below and then only post so that the folks here would be are able to recommend you a credit card based on your needs and qualifications
Note : Members are not obliged to reply you if the format is not followed. Do note that members replies/contributions are voluntary.
1. Annual Income: RM24K to RM30K or RM30K to RM36K or RM36K to RM60K or RM60K to RM100K or RM100K to RM150K or RM180K and above or leave blank.

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: List all your needs. Example Petrol, Education, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access , Golf, etc or Don't Know.

4. Existing credit cards (if any): List them or Nil.

5. Interested in CC from: Citibank - Premier Miles

6. Others: Please be specific. Example: I am a foreigner or I only want to pay amount due with my M2U online savings account or I want cash back only and no reward points.

By filling up the above, then others can make suggestion based on your needs. Actually, if you list out item 3, you yourself would most probably have answered your question above.
*
Income: RM36-60K
Free lifetime annual fee: Must
Purpose: Overseas Transactions (3-5 one week trips per year) + Petrol/Groceries
Existing Credit Cards: Nil.
Interested in CC from: CIMB / PBB (I have savings accounts in these two)
Others: nil
2387581
post Dec 8 2018, 11:49 PM

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Senior Member
755 posts

Joined: Dec 2016
Anyone recommend a good cashback credit card? Currently I'm using CIMB Cashback Platinum but it seems I use few thousand also only a few ringgit cb.


1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Yes, or waive with certain number of swipes.

3. Card required for: Cash Back/Rebate Only, Overseas Transactions, Free LCCT Lounge Access -> topup grabpay/bigpay/wechatpay can get cashback?

4. Existing credit cards (if any): CIMB Cashback Master Platinum, AmBank Bonuslink Visa Gold

5. Interested in CC from: Any bank

6. Others: Basically wherever possible I use card instead of cash, including groceries, eating out, shopping, etc.

This post has been edited by 2387581: Dec 8 2018, 11:50 PM
2387581
post Oct 31 2020, 10:13 AM

Enthusiast
*****
Senior Member
755 posts

Joined: Dec 2016
1. Annual Income: RM70k

2. Free Lifetime Annual Fee: Preferable / Waive with swipes

3. Card required for: e-wallet (Bigpay to TNG), retail/groceries, dining (physical swipe where e-wallet not available)

4. Existing credit cards (if any): CIMB Cash Rebate Master Platinum, PBB Quantum Master Platinum

5. Interested in CC from: None.

6. Others: Need a card to replace CIMB CR. I use PBB QM first, upon maxing out RM600 (usually maxed out) I will use the other card to top up e-wallet. Monthly CC bill around RM1000-2000 (all cards)
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